Posts Tagged ‘TX’

Independence Day Happenings around Katy, Texas!

Image via OnlyKaty.com

As your leading local insurance agency, we take pride in our surrounding community and strive to be your trusted resource for all events happening around Katy, Texas.

Looking for a fun way to celebrate the 4th of July holiday this weekend? Well we have your answer—check out our list of Independence Day festivities, coming to a town near you!

  • Fulshear Freedom Fest & Miss Firecracker Contest

Saturday, July 2nd at 6:30pm—the City of Fulshear is hosting its annual 4th of July weekend Freedom Fest. Festivities begin with a parade throughout Fulshear, concluding with a laser light show at the end of the night!

The Miss Firecracker Contest will also begin at 6:30pm; the age categories are 2-5, 6-12 and 13-18. The entire event is free and open to the public.

  • Katy VFW July 4th BBQ & Auction

Monday, July 4th beginning at 9:30am—come support the men and women who fought to keep America free! The Katy Veterans of Foreign Wars Post 9182 hosts its annual 4th of July celebration at the VFW Hall on George Bush Drive.

Festivities begin with a silent auction and will include a patriotic show by entertainer Bill Parish as well as a BBQ lunch prepared by Heinz BBQ in Sealy. Meal tickets are $8 for adults and $5 for children.

  • Katy Freedom Celebration

Monday, July 4th around 9:00pm—the 22nd Annual Katy Freedom Celebration fireworks display will be held at Katy Mills Mall and is the city’s official Independence Day celebration!

Interested in learning more? Check out a comprehensive list of upcoming community events, courtesy of OnlyKaty.com! From all of us at Dagley Insurance & Financial Services, we wish you and your loved ones a safe, happy and healthy 4th of July!

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Struggling Economy?…Not for Texas and Colorado Day Spas

Spa Insurance | Texas & Colorado

Image via goa.park.hyatt.com

Not many industries have the advantage of staying resilient in a time of high unemployment and financial strain. Liquor stores and bars stand out for the stressed out masses seeking comfort in liquid form, but a healthier alternative is emerging for Texas and Colorado residents looking to turn elsewhere.

According to an article on KatyTimes.com titled, Career-changers finding opportunity in booming day spa industry:

“Penny-pinching Americans may not be willing to spend extra on some luxuries or comfort items, but a trip to the day spa can be seen as making sense for both economic and health reasons…People who once took long vacations and bought big-ticket luxury items are cutting back, but still want to feel like they are treating themselves.”

In past years, people were willing to splurge on expensive, week-long vacations, often dropping thousands of dollars for some well-deserved rest. Now, with tighter financial strains, staycations have emerged as a cost-effective way of getting re-programmed. Staycations are even more enjoyable when complimented by the serene and cleansing experience a day spa can provide, whether it’s a massage, acupuncture or a shiatsu massage followed by an exfoliating eucalyptus scrub.

Depending on the services provided, day spas have a unique set of insurance demands that are best reviewed by someone familiar with Texas and Colorado business insurance law. Anytime you’re submerging people in mud or impaling them with needles, there’s coverage and Texas spa insurance requirements necessary to mitigate potential risks.

While we can’t give massages ourselves, we’re happy to discuss insurance for Texas and Colorado spas, because everyone needs time to unwind.  

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TDI Bulletin Highlights Consumer Rights when Filing Auto Insurance Claims

In its ongoing effort to promote a healthy and honest Texas auto insurance environment for consumers, the Texas Department of Insurance recently issued a bulletin to insurance companies reminding them of their responsibilities to claimants in the realms of payment for damage and selection of an auto body repair shop.

The Commissioner’s Bulletin references Section 1952.301 of the Texas Insurance Code (TIC) which states that, after a claim is made, insurers can’t limit coverage by:

  1. Specifying the brand, type, kind, age, vendor, supplier, or condition of parts or products that may be used to repair the vehicle; or
  1. Limiting the beneficiary of the policy from selecting a repair person or facility to repair damage to the vehicle.

Put bluntly, insurance providers CAN’T tell you what parts to use when fixing a damaged auto, nor can they tell you where to get it fixed. If they do, they are in breach of the TIC and should be reported to the Texas Department of Insurance.

The bulletin goes on to spell out some of the other responsibilities insurers have to their customers reiterating that a “fair and equitable” settlement of claims based on good faith should always applied.

“Unlike the big box and online discount insurance providers, Dagley Insurance and Financial Services in Katy, Texas provides personal service to all of our clients,” says Nathan Dagley, owner of Dagley Insurance. “We are not in the business of just selling a policy, we engage with our clients to understand specific needs before initiating the best coverage, a policy tailored to meet specific situations and requirements. As a result, we can effectively advocate for them in the unfortunate event of a loss. Our goal is to establish long-term relationships with our clients and the only way to do that is to make certain that they receive the best coverage and service. It’s the Dagley way.”

We encourage all customers to review their Texas Insurance policies, especially when a claim is made to ensure you’re not being left with shoddy aftermarket auto parts or unfair claims settlements. Of course, the safer bet is finding an insurance agent you can trust.

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Rising Auto Sales Create a Demand for Texas Auto Insurance

People have started to buy again, well at least in the auto industry. Reports are in that sales rose about 6.6% for auto dealerships which is around 1 million more cars and trucks than were sold in June of 2010.  Sales were also 5.1% higher than one year ago in July 2009, where auto sales fell to a 30-year low.

The bump in sales is mostly credited to luxury cars and trucks. Jesse Toprak, vice president of industry trends and analysis at the car pricing website TrueCar.com, said growth in truck and luxury sales is a positive sign since buyers are most likely to hold off purchases in those segments when times are tough.

Besides luxury purchases, cars are being bought due to pure need. Older cars are breaking down, and some people just cannot wait any longer without upgrading their ride. With many summer promotions going on some people feel that it is the best time to buy. Sales are up for July but the road to recovery is still in the distance.

“The industry recovery continues to be very modest but also continues to be in the right direction,” said Bob Carter, a Toyota Motor Corp. group vice president.

The top three sales bumps were seen in Nissans which grew 28% from June, Volkswagen which is up 13.4% in a month, and Kia up 11%.

With many people out purchasing new cars there will be a bigger need for Texas auto insurance as well. With Ford and Toyota selling more trucks this month than they have in the past two and a half years drivers seem excited to get back on the road.

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Texas Insurance: We Deal With the Bull, So You Don’t Have To

Dealing with insurance companies can be frustrating and downright difficult, which is why having an agent to represent your Texas insurance needs and guide you through the tough decisions is such a valuable asset. We deal with all the bull, so you don’t have to.We deal with all the bull, so you don’t have to.


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