Spring Wedding Ahead? Here are 5 Tips for Smooth Planning!

Planning a spring wedding? First, congratulations! Spring weddings are beautiful. However, no matter when your wedding date is, it is sure to be a little hectic and stressful during the planning portion. Luckily, our Texas insurance agency has a few tips that may help you properly plan for your big day without the added anxiety!

#1: Save the date early. The faster you send out the invitations, the faster you will get a headcount. It is so important to know exactly who will be coming to start budgeting, planning out seating, etc.

#2: Plan with your spouse-to-be. Planning a wedding together is a great test to see how well you both work under pressure together. It may be hectic but it is important to work together and enjoy this time.

#3:  Choose a theme. Figure out the colors and theme you want and run with it! If you are not sure on your theme, the entire planning process may be stalled.

#4: Protect your wedding. To ensure a smooth day, it is best to look into wedding insurance. This coverage will protect everything from the rings to the reception hall. The last thing you want during this time is to lose a large sum of money because of an issue or even inclement weather.

#5: Consider hiring a wedding planner. If this whole process is over your head, consider hiring a planner. This will help keep your stress in check and make it much easier on you.

Planning a wedding does not always go as smooth as we may hope, but with the right attitude and proper procedures, you should be able to handle it! If you are concerned about protecting your special day, be sure to speak with our Texas insurance agency. We would be happy to cover the best day of your life!

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Diamonds are a Girl’s Best Friend; Protect Them!

How is that Valentine’s Day present doing? For those who were showered with fine jewelry and diamonds, well lucky you! We hope that you have been enjoying your jewels. While it looks shiny and new right now, time will always take its toll and eventually you will need to clean it up. It is important to understand how to properly clean and protect your new piece; you wouldn’t want to ruin it!

Here are a few tips when it comes to caring for your diamond:

  • Find a mild solution that is safe to use on your diamond. Usually, mild detergent will be just fine for your piece. Use warm water with the detergent and let it soak.
  • Use a soft-bristled brush to remove any dirt or particles. Just be careful not to scratch the ring!
  • Rinse the ring off with warm water to avoid any leftover residue.
  • Dry your diamond with a clean, lint-free cloth.

If your diamond shows a sign of any damage, it is best to take it to a professional jeweler as soon as possible.

If you want to keep your gift in good condition over the years, it is important to physically clean and protect your diamond. It is also just as important to look into jewelry insurance. Adding a jewelry insurance policy to your home insurance is simple and our Texas insurance agency would not mind helping you do so! Whether your piece is damaged, lost or stolen, the proper coverage will have your back. Diamonds should be forever; allow us to help make that possible!

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Rats in a Restaurant are Only Cute in the Movie Ratatouille!

Remember the Disney movie Ratatouille? This film was a delight for all children and even adults! Disney movies are never a disappointment. While a rat as an all-star chef is cute and fun on screen, that is never the case in the real world. Rats in the restaurant business are a liability concern because they may affect your employees, your guests and the food. Rat prevention and control should be a concern!

How can you prevent rats from affecting your restaurant?

  • Have your building inspected for access holes and entrance ways. It is important to have these holes closed up!
  • Eliminate excess food that may attract rats and mice. It is important to have a dumpster to properly discard of all leftovers.
  • Have a professional go through the building, checking the physical structure to a plumber coming in and checking pipes.
  • If you have a growing issue with rats, it is important to hire a professional rat remover company and have traps set up.

Another way to protect your restaurant is to look into a restaurant liability insurance policy. This policy is specially designed to cover the specific needs of the food industry. It can provide protection for the following: general liability, kitchen equipment, food spoilage, liquor liability, workers compensation, loss of business income and much more.

Sure, Remy the rat may know how to season a dish and cook exquisite meals but he is an exception!

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The Sweet Benefits of Your Dark Chocolate Valentine’s Day Candy!

Valentine’s Day may leave some people feeling guilty; there is so much chocolate! We are here to tell you to feel guilty NO MORE! Indulging in dark chocolate is not only a great way to satisfy your sweet tooth but has a variety of health benefits.

So what are the benefits? Allow our Colorado insurance agency to tell you:

  • Dark chocolate has been proven to help lower blood pressure and cholesterol;
  • Dark chocolate is full of healthy antioxidants that are able to fight off heart disease;
  • Dark chocolate can help prevent heart disease by inhibiting the oxidation of LDL cholesterol;
  • Dark chocolate contains serotonin, a feel-good chemical that acts as an anti-depressant;
  • The level of serotonin may help eliminate pain for women during PMS;
  • The release of pleasurable endorphins and dopamine may increase sexual arousal and bliss;
  • Only 1/3 of the fat in dark chocolate is bad for your health. Much better than milk chocolate!

As long as you eat your dark chocolate truffles in moderation, you should stop feeling so guilty! The health benefits of dark chocolate are definitely worth the little indulgence.

Our Colorado insurance agency hopes you have enjoyed these health facts and we hope you come back for future tips! We always have health advice to offer and reliable health insurance, too. Do not hesitate to contact us for a free quote!

Until then, enjoy your Valentine’s Day and that dark chocolate rose!

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Are Your Customers Coming Back for More?

As a restaurant owner and chef, you should always be aiming to improve your dishes and keep your customers coming back for more. If not, your restaurant is sure to miss out on potential business! So how are you keeping your customers happy?

Here are a few tips:

  • Continue to update your menu and add new dishes.
  • Feature specials on the menu on a daily basis.
  • Smile, smile, smile. Cheery service will go a long way.
  • Pick up the pace! Fast service is always appreciated.
  • Ask your customers for input and take their comments into consideration.
  • Keep the dining area clean, as well as the kitchen area.

Your restaurant, café, bar, or grille is sure to be hopping once you incorporate a few of these tips into your kitchen. The more business, the more money…the more risks.

Yes, we mentioned risks! If your restaurant is going to be full of people, it is crucial to make sure each and every risk is covered. You cannot predict the moment someone chokes in your restaurant, slips and falls or even falls victim to food poisoning. Luckily, our restaurant liability insurance is there to take care of any unexpected issues, whether out in the dining area or behind the scenes in the kitchen.

Until then, good luck with the initiatives!

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