Texas Construction Workers Demand Better Wages, Safer Working Conditions

According to a recent report from Texas KVUE News, hundreds of constructions workers and their supporters marched to the State Capitol yesterday seeking better wages and safer working conditions.

The protesters made their pleas known visually—by carrying 138 coffins around the capital city, as a way to pay tribute to Texans who have died on the job within the last two years.

The Workers Defense Project says Texas is the most dangerous and unhealthy state to work in for construction workers. The group is heavily promoting their grassroots efforts and calling on legislators to take immediate action, by make positive changes to Texas jobsites and construction regulations.

“We are actually demanding better treatment for construction people, construction workers,” stated Abel Lopez, a native construction worker. “We’re looking for safety and workers compensation.”

The lack large companies and independent employers carrying adequate Texas workers compensation worries the construction workers who risk their safety—and their lives—daily on hazardous job sites.

“Every two and a half days a worker dies on the job in this state, and one in five workers is injured in the job every year without worker’s comp,” civil rights attorney, Chris Benoit, said.  “We are the only state in the union that doesn’t have mandatory workers compensation for workers on the job.”

As reported from KVUE, there are several proposed bills before legislators this session. One would require construction employers to carry workers compensation; others look at the lack of rest breaks, safety trainings, and tax fraud.

Submit to StumbleUponDigg ThisSubmit to redditShare via email

Texas Insurance Commissioner to Step Down

Texas Insurance Commissioner Mike Geeslin has been with the Texas Department of Insurance for eight years now; serving as commissioner for five and a half—however; he recently announced that he will not be seeking another term as head of the TDI.TDI Commissioner - Mike Gleesin

Geeslin’s term ends on February 1st, 2011. He was originally appointed to the commissioner post by Governor Rick Perry, back in June 2005; just months before hurricanes Katrina and Rita struck the Texas coast.

Geeslin, who began his commitment by serving as Deputy Commissioner for Policy at the Texas Department of Insurance in 2003, found himself not only supervising one of the largest insurance markets in the nation, but also directing recovery efforts throughout the state after both hurricanes ravaged the coastline.

One of Geeslin’s most influential accomplishments includes the complete overhaul of the Texas workers compensation system, which was started in September 2005.

According to Insurance Journal, less than a year after the hurricane catastrophes, “Geeslin was then faced with placing one of Texas’ largest homeowners insurers, Vesta Texas Select, into rehabilitation and then liquidation”.

Since Geeslin took over the commissioner’s office in 2005 dramatic improvements have been made to the Texas insurance market. Insurance Journal reported that, the state’s market has “grown from $78 billion to $102 billion, one of the largest in the United States and among the top ten in the world”.

The commissioner’s job certainly is not an easy one—yet Geeslin gained the respect he deserves from insurance industry representatives during his tenure. In a letter written to the Governor, Geeslin stated that his decision to leave was based on many reasons, the most important being his family, in addition to the “simple realization that it is time for someone else to lead”.  

All of us at Dagley Insurance are thankful for Geeslin’s continued dedication and commitment to the Texas insurance industry and we wish him the best in all of his future endeavors.

For a complete look at the Insurance Journal article and a comprehensive list of the Commissioner’s historic accomplishments, click here.

Submit to StumbleUponDigg ThisSubmit to redditShare via email

Texas Reports 3rd Year Decline of Private Employer Jobsite Injuries

The Texas Department of Insurance, Division of Workers’ Compensation (TDI-DWC) recently reported that Texas has entered its third straight year of declining jobsite injuries and illness.

Statistics show there were 213,507 total cases of nonfatal injuries and illnesses in 2009, which occurred during the workday. Of those, 60,240 occurred at private industry employers. According to Insurance Journal this is a 6.9% decrease from the 64,700 private industry cases reported in 2008 and the 69,320 nonfatal injuries and illnesses reported in 2007.

The survey also revealed that there were roughly 81 injuries and illnesses per 10,000 full-time equivalent employees in Texas in 2009. This rate was 4% lower than the nearly 84 cases in 2008. Additionally, the Texas statistic is lower than the national rate of 117 reported jobsite injuries per 10,000 employees.

When injuries or illness did occur, Texans spent an average of 8 days away from work —which acts as a key measure of the severity of injuries and illnesses. All of the facts and figures are based on data from the Bureau of Labor Statistics (BLS) Survey of Occupational Injuries and Illnesses.

The latest reports are a strong reminder for both employers and employees about the importance of a reliable Texas Workers Compensation plan. In the unfortunate case that jobsite accidents occur, it is vital that employers—both private and public—take the necessary precautions and secure effective Workers Compensation coverage.

For more information, a free TX Workers Compensation quote and a review of your current policy visit Dagley Insurance today, one of our dedicated agents would be happy to assist you!

Submit to StumbleUponDigg ThisSubmit to redditShare via email

Texas Department of Insurance: Top 5 Resources

The Texas Department of Insurance is a great resource both for the consumer and the agent. Below you will find a series of the TDI’s top 5 links that will bring you to some of their favorite, and most utilized, pages—including agency Information, general TX insurance resources, the State Fire Marshal’s office and updated TX workers compensation regulations. 

 

  1. Texas Depart of Insurance – Homepage: From interactive consumer help to a comprehensive look at the Department’s major news headlines, the TDI Homepage provides a well-rounded wealth of information for both the insurance agent and the consumer.
  2. Auto Insurance Comparison: Complete your “Driver Profile” to receive sample insurance rates. This free service provided by the TDI is a great way to help ensure that Texans are doing the research necessary before settling on a TX auto insurance policy.
  3. Homeowners Insurance Comparison: Complete your “Homeowner/Condo/Renter Profile” to receive sample insurance rates. Adjust your sample rates by entering information regarding the policy limits and requirements that you want.
  4. Workers Compensation Forms Page: The TDI has provided a “Form Developer Kit” which allows stakeholders and TDI customers to access or create all of their own, customized insurance forms—from Agreement Forms, Carrier Forms and Employee Forms; the TDI has it all in one central place.
  5. State Fire Marshal – Homepage: The State Fire Marshal Homepage contains a variety of helpful resources for the consumer. Anything from Arson Investigations, Firefighter News, and all of the Fire Marshal’s Announcements can be accessed here. Stay up-to-date on fire prevention while perusing the Fire Marshal’s advice and tips.

The Texas Department of Insurance has many more excellent insurance resources, so take a few minutes to access the information that it has to offer.

While you’re at it, why not check out Texas’ leading independent agency—Dagley Insurance—for great rates and superior TX insurance coverage!

Submit to StumbleUponDigg ThisSubmit to redditShare via email