Tag Archives: insurance

Texas Property Damage Liability Needed in an Auto Accident?

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The two men injured in a late night high speed crash at the intersection of Katy Freeway feeder road and Buckeye walked away without serious injuries, but major damages were caused at the scene.

After 9:30 p.m. on August 7th, two men in an SUV traveling at high speeds, hit a H2 Hummer before rolling several times and splitting an electric telephone pole. The accident took place next to a Kia dealership where several of the cars in the lot suffered damages.

This accident highlights an important aspect of insurance coverage since the vehicles damaged were not covered by an individual driver’s Texas Auto Insurance, but rather, the KIA dealership’s Texas Property Damage Liability. Even if you don’t own a car dealership, if you own commercial vehicles that are registered to your business, whether for deliveries or just transportation, it’s critical to make sure you have adequate property damage liability insurance for instances like this.

View the KHOU News Video below:

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Keep Katy Beautiful (KKB) Earns Prestigious “Governor’s Community Achievement Award”

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Hometown pride can come in many forms: a winning football team, a growing local business, a thriving arts or cultural scene, even a large event that galvanizes folks to give back or just enjoy each other’s company. Sadly, the simple aesthetic and environmental efforts that literally keep Texas beautiful don’t earn as much recognition.

Based on this, we were incredibly proud to learn that our own Keep Katy Beautiful (KKB) earned multiple awards at the annual “Keep Texas Beautiful” meeting in Austin last month. The crowning achievement was the KKB team and our community being named winners of the Governor’s Community Achievement Award, providing $180,000 for a landscaping project along a state right-of-way.

According to the Katy Times, “Communities are judged on community leadership and coordination, education, public awareness, litter prevention and cleanup, illegal dumping enforcement, beautification and property improvements and solid waste management.”

Beyond the Governor’s award, the KKB earned a Gold Star Affiliate, a second place award for its “Hunt for Festivitrees” event, a first-place youth individual award, and a first-place media award.

Seeing as how Dagley Insurance is in Katy, Texas, we may be a bit biased, but it’s hard not to glow with civic pride when you hear news like this that involves so many people throughout our community.

We stand and applaud the KKB team for all of their local efforts and also the Keep Texas Beautiful group for continuing to promote the importance of keeping our state’s natural beauty intact. Borrowing from the Katy Times article, a quote from KKB vice chairman Kay Callender sums up our sentiments exactly:

“It just shows the dedication from the volunteers and that the city supports us…We have citizens that tell us they’ve never seen Katy look more cared for, and it really is a nice place to live, work and play.”

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Texas Insurance: We Deal With the Bull, So You Don’t Have To

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Dealing with insurance companies can be frustrating and downright difficult, which is why having an agent to represent your Texas insurance needs and guide you through the tough decisions is such a valuable asset. We deal with all the bull, so you don’t have to.We deal with all the bull, so you don’t have to.


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Nationwide’s Social Media Resources

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We’re proud to be a part of the Nationwide Insurance family. They provide us with excellent resources, support and their insurance products help us meet the needs of Texas and Colorado residents. For this reason, we were excited to see a fellow insurance blog provide a breakdown of Nationwide’s social media activities.

The article provided links to all the social sites including Twitter, Facebook and Youtube but pays special attention to, “The World’s Greatest Spokesperson in the World,” and his various viral marketing and service-oriented exploits. In describing Nationwide’s choice of a brand icon, Insurance Marketing HQ had this to say:

“The choice of a generic looking (as in not animated or Cro-magnon), non-celebrity as the spokesperson is a curious decision, but one that allows Nationwide to show off a humorous, human and creative side without selling out its brand. The campaign is special because the WGS actually interacts with fellow Nationwide employees and fans in his uniquely self-important demeanor, making them feel like part of the campaign.”

We thought that was a pretty accurate description and it makes a lot of sense when you read the comments by Steven Schreibman, vice president of advertising and brand management for Nationwide, who states in a press release:

“Nationwide is outspent by most of our competitors, so this campaign will leverage on-line and viral media in a huge way to give fans a chance to learn more about our legendary pitchman and hopefully build a dialogue with Nationwide about how our personalized customer service can make their insurance experience better. The World’s Greatest Spokesperson in the World will be an advocate for consumers, listening to the things about insurance that frustrate them, and then challenging Nationwide to address these concerns.”

Perhaps we’re a bit biased, but we’d love to heard what you think about the campaign?

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Texas Department of Insurance Homebuyers Resources

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One of the best resources available for researching insurance rates and information is the Texas Department of Insurance (TDI) website. One of the most useful parts of the site is a page dedicated to helping prospective and current homeowners research insurance companies while providing valuable financial and Texas homeowners lending statistics.

According to the website the Texas Department of Insurance lists five purposes for its existence (according to Texas Insurance Code 2251.001):

  • Promote the public welfare by regulating insurance rates to prohibit excessive, inadequate, or unfairly discriminatory rates
  • Promote the availability of insurance
  • Promote price competition among insurers to provide rates and premiums that are responsive to competitive market conditions
  • Prohibit price-fixing agreements and other anticompetitive behavior by insurers
  • Provide regulatory procedures for the maintenance of appropriate information reporting systems.

Texas homeowners insurance can be a complicated issue, so the TDI provides explanations of: How Regulation Works, Homeowners Loss Data, Homeowners Premium Data and even Recent Homeowner Rate Changes so you can follow the constantly changing rate changes from the top companies selling homeowners insurance.

Once the research is done, homeowners can start going forward with the home buying process. A future post will look at some of the of the TDI’s Homeowners & Residential Property Insurance resources including the Stormlink, consumer complaint information and a list of inspectors available to the people of Texas.

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