Aug 17th, 11
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With everything being so overpriced in our economy, it is important
to take advantage of events such as this one! Texas’ Annual Tax Holiday is for everyone- from clothing to shoes, all Katy, TX residents and beyond will be exempt from the 8.25% sales tax on items under $100. This is the perfect time to take your children back to school shopping! School supplies and clothing are necessities for the new school year, and this is your chance for some big savings.
This is a 3-day event and starts on Friday August 19th and ending on Sunday August 21st. It has been an annual event since 1999 and continues to go strong. Texas residents are sure to appreciate this 3-day break from state and local taxes.
We can appreciate this event at Dagley Insurance and Financial Services. Texas residents love breaks in costs, and we know that for a fact! That is why we offer reliable insurance for a great prices, including home insurance, auto and business insurance quotes. Texas residents work hard for their bucks and deserve the best! This 3-day event is rare, so take this time to plan out which day you and your children can go shop ‘til you drop!
Jun 2nd, 10
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Over the Memorial Day Weekend, I was having a brief chat with some colleagues of mine concerning both sides of the insurance world, the agents and the consumers. CNN Money offers 8 tips and facts of the insurance world:
- You’re a statistic.
To an insurer, you’re not a person; you’re a set of risks. An insurer bases its premium (or its decision to insure you at all) on your “risk factors,” including your occupation, who you are, what you own, and how you live. The balance will come into play when you find an agent that sees you as an individual with needs and questions, and tries to craft a policy around your personal needs. Find an agent you can trust.
- Know your home’s value.
Before you choose a policy, it is essential to establish your home’s replacement cost. A local builder can provide the best estimate.
- Insurers differ.
As with anything else you buy, what seems to be the same product can be priced differently by different companies. You can save money by comparison shopping, which is why good agencies (like the good folks at Dagley Insurance) will shop your quote with several different companies to find the policy that’s just right for you.
- Don’t just look at price.
A low price is no bargain if an insurer takes forever to service your claim. Research the insurer’s record for claims service, as well as its financial stability.
- Go beyond the basics.
A basic homeowners policy may not promise to entirely replace your home.
- Demand discounts. Insurers provide discounts to reward behavior that reduces risk.
However, Americans waste some $300 million a year because they forget to ask for them!
- At claims time, your insurer isn’t necessarily your friend.
Your idea of fair compensation may not match that of your insurer. Your insurer’s job is to restore you financially. Your job is to prove your losses so you get what you need.
- Prepare before you have to file a claim.
Keep your policy updated, and reread it before you file a claim so there are no surprises.