Tag Archives: Home Insurance

Diamonds are a Girl’s Best Friend; Protect Them!

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How is that Valentine’s Day present doing? For those who were showered with fine jewelry and diamonds, well lucky you! We hope that you have been enjoying your jewels. While it looks shiny and new right now, time will always take its toll and eventually you will need to clean it up. It is important to understand how to properly clean and protect your new piece; you wouldn’t want to ruin it!

Here are a few tips when it comes to caring for your diamond:

  • Find a mild solution that is safe to use on your diamond. Usually, mild detergent will be just fine for your piece. Use warm water with the detergent and let it soak.
  • Use a soft-bristled brush to remove any dirt or particles. Just be careful not to scratch the ring!
  • Rinse the ring off with warm water to avoid any leftover residue.
  • Dry your diamond with a clean, lint-free cloth.

If your diamond shows a sign of any damage, it is best to take it to a professional jeweler as soon as possible.

If you want to keep your gift in good condition over the years, it is important to physically clean and protect your diamond. It is also just as important to look into jewelry insurance. Adding a jewelry insurance policy to your home insurance is simple and our Texas insurance agency would not mind helping you do so! Whether your piece is damaged, lost or stolen, the proper coverage will have your back. Diamonds should be forever; allow us to help make that possible!

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10 Ways to Save Money at Home!

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As a homeowner, you should constantly be looking for ways to save on bills, energy, and your Colorado insurance. While it may seem almost impossible to do so at times, that could not be any further from the truth! There are always ways to save and we have ten easy ones to share, right here!

#1: Keep your thermostat set on automatic at the same temperature. Messing with the temperature over and over will affect your bill.

#2: Nix paper and plastic purchases by using ceramic or glass dishes, cups and silverware.

#3: Insulate your attic and close off rooms that are not in use. This will save on your heating bill.

#4: Unplug any appliances around your home that are not consistently in use, such as the toaster, electric tooth brushes, etc.

#5: Keep up with your home’s maintenance to avoid any big repairs, damages or issues.

#6: Instead of cranking the heat, invest in a few space heaters to use around your home.

#7: Bundle your policies with the same Colorado insurance company. Having auto, home and life with the same company is sure to save on your premium.

#8: Only run full loads of laundry and dishes. This can help you save on water costs.

#9: Make sure you do not have “too much” coverage. Speak with an expert about having the proper coverage in place without coverage gaps.

#10: Avoid eating out during the week. Not only is it worse for your waist, but it can drain your bank account. Fill up your fridge with healthy options and cook at home.

As you can see, there are always ways to save money at home! All it takes are a few mindful choices and the proper coverage. Be sure to speak with our Colorado insurance company today about putting the proper home insurance in place!

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The Holidays Are Here! Are your Decorations Up?

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With the holidays only a few days away, we thought we would check up on the status of your decorations! While many Americans may have their décor all ready, others are scrambling to put up the tree. While holiday decorations are beautiful and fun for all, they can also be extremely dangerous without the proper care or caution.

In order to avoid a decoration disaster, our Texas insurance agency has put together a few safety precautions.

#1: Check your holiday lights. Holidays lights are beautiful both indoors and out. However, it is important to make sure that all bulbs are working properly, not cracked and the wiring is not damaged. Be sure to also check the label for a UL or ETL label to make sure they are safe to use!

#2: Hang up the stockings. Decorating the fireplace and mantle is great around this time of year, but be careful with placement. Make sure stockings are not too low, or else a jumping ember could start a small fire.

#3: Put up the tree. Whether real or fake, it is important that you keep your tree away from any heat sources to avoid a fire. Place your tree in a study stand to avoid a fall and pass on glass decorations if you have children!

#4: Put out the Menorah. If you are celebrating Hanukkah, it is time to light the Menorah! However, remember to put out the flames if you are not around or sleeping.

#5: Keep your pets safe. Avoid using tinsel on the tree. Tinsel is a choking hazard for animals, especially cats. It is also important to make sure you pass on the mistletoe and poinsettias because both are toxic to animals if ingested. Your pets should be able to enjoy the holidays, too!

If you have yet to decorate, get moving! You only have a few days left to enjoy these decorations! As long as you are careful and mindful of placement and these safety tips, you should not experience a holiday mishap.

However, if you are faced with a fire or any other damages to your home, our home insurance policy is sure to keep you safe.  You will have coverage from your personal possessions to the physical structure of your home. Be sure to speak with our Texas insurance agency if you are concerned with your policy.

Happy holidays!

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New Year, New Home, New Colorado Home Insurance!

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What better way to start off the New Year than to start over in a new home? Many Americans decide to make the move to start fresh! However exciting this move may be, it is sure to be somewhat stressful. To make this transition as smooth as possible, we have a few tips to share with you- including the best ways to organize yourself and the best Colorado home insurance for your new place!

#1: Make a to-do list. Be sure to write down all the tasks that must be completed. Without a written reminder, important tasks may slip your mind; a sure way to start stressing out!

#2: Label your boxes. You can never label your boxes enough. Whether you color coordinate, use stickers or just label with a sharpie, you will feel much more organized knowing what items are in which box.

#3: Pack the essentials. Dedicate one or two big boxes for the “essentials.” This box may hold a specific kitchen item or even extra moving clothes. Whatever it is, it is an essential that will need to be found ASAP once you are moved in.

#4: Look into coverage. Your new home is in dire need of reliable Colorado home insurance. Make sure you at least choose a typical policy to cover the physical structure of your home, liability, personal possessions, replacement costs and additional living expenses.

#5: Notify friends, family, and post office. It is important to let important people in your life know about your new address and telephone number. Be sure to change your address on your license and other documents as well!

#6: Keep important documents close. Any important documents or valuable items should not be packed away and handled by the movers. Be sure to keep them close by.

#7: Learn the area. Get to know your new area before moving day. Check out the closest banks, markets and even post office.

#8: Introduce yourself. Introduce yourself to the neighbors as soon as you get the chance!

Hopefully, the move goes as smooth as possible! With these few moving tips, you should be off to a good start for the New Year. Good luck!

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Prep for the Party with Colorado Home Insurance

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‘Tis the season to be throwing parties! This time of year means lots and lots of family and friend get-togethers. If you are planning on throwing a holiday party this year, it is important to properly plan. This includes preparing for your guests arrival and protecting your home with Colorado home insurance. The proper planning will result in a stress-free time.

Here are a few tips!

#1: Send out invitations early. Having your guests RSVP early will give you a better idea of how many people will be attending. This will help you plan much better!

#2: Clean up your home. Be sure to fully stock the bathroom, clean the living room and even the bedrooms. If you will be having children over it is important to child-proof the rooms, too.

#3: Clean your yard. Icy walkway? Throw down some salt. It is important that your walkway is clear and your yard is properly cleaned up. The last thing you need is a slip and fall on your property!

#4: Plan the menu. Figure out the dishes you will be making ahead of time to avoid last-minute scrambling. Do not feel bad asking guests to bring a dish, either!

#5: Protect your home. Having the proper coverage is crucial when you are having others over your home. Colorado home insurance will cover liability, the structure of your home, personal possessions and more.

#6: Ask for help. Have a family member or friend come help out before the big day. A few hands are much better than one!

#7: Set the mood. Decorate your home for the occasion to set the tone and mood of the party. Themes are not only for children!

Once you have properly prepared for the party, you should be able to enjoy yourself and mingle! Those who do not have to worry about the unexpected are sure to have a much better time. With our Colorado home insurance, you will not have to worry about an unexpected injury on your property or any unexpected damages.

Enjoy the party!

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