Tag Archives: dagley insurance

Texas Homeowners Association

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There are so many incredibly informative resources available to the public and ones that cover a variety of topics and issues too. One, which we found very helpful, is the Texas Homeowners Association News site.

Inside this fantastic interactive resource you can network and publish your own articles or blogs, while simultaneously cross-publishing submissions within all the American Homeowners Resource Center (AHRC) networked sites. But the site is not just for Texas homeowners—additionally the resource includes information of interest to local businesses, the judiciary, the legislature and the media.

The overall purpose of the Texas Homeowners Association News is to be the trusted source where members of a Homeowners Association or any other common interest group can be educated on current events as well as housing and insurance industry regulations.

Along the navigation menu, on the site’s left-hand side, you will find pages that can direct you to Discussion Forums, Frequently Asked Questions and Blogs as well as more direct, legal information such as HOA Lawsuits, Property Codes and a Business Directory.

Interested in learning more about the Texas Homeowners Association? Want to gain knowledge about the housing industry, share your insights on Texas homeowners insurance or just swap stories with other local homeowners? Then check out the Texas Homeowners Association New site and explore the endless resources!

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Class-Action Lawsuit Filed in Texas over Super Bowl Seating Blunder

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After this past weekend’s major Super Bowl mishap, a class-action lawsuit has officially been filed against the NFL’s Dallas Cowboys.

According to Insurance Journal, the lawsuit accuses the Cowboys and team owner Jerry Jones of “deceiving hundreds of fans who bought Super Bowl tickets and had not seats, or who felt the seats were inadequate”.

The federal lawsuit, which was submitted on Tuesday, February 8th, alleges breach of contract, fraud and deceptive sales practices.

The suit was filed on behalf of the hundreds of fans whom were prevented from having seats at the biggest, most anticipated football match-up of the year.

The major backlash geared towards Cowboys Stadium is a result of ticket holders who were forced to be seated in temporary bleachers, as well as some Cowboys season ticket holders who say they wound up on folding chairs with obstructed views.

Insurance Journal was unable to receive a comment or a return phone call from a Cowboys spokesperson.

All of us at Dagley Insurance are interested to hear what you have to say? What are your feelings toward this Super Bowl snafu? Did you know anyone who attended the game and was affected by the seating scenario? We’d love to hear your thoughts!

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Insurance Council of Texas Announces Weather-Related Losses Reaching $100M

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According to a recent article from Insurance Journal, preliminary estimates of insured losses from recent winter storms, throughout the state of Texas, now range between $51 million and $100 million statewide.

Southwestern Insurance Information Service (SIIS) further explained the estimation, saying that, preliminary statewide losses from high winds and freezing temperatures during the first few days of February had already reached $51 million. The SIIS also cautioned brokers and residents that this initial figure is likely to rise.

The Insurance Council of Texas anticipates that insured losses from 15,000 claims, so far statewide, will easily exceed $100 million.

Thanks to the recent winter weather that pushed through Texas last Tuesday, February 1st, the storm brought with it damaging winds to areas of the state as well snow, ice and frigid temperatures statewide.

“Most of the damage will be the result of roof damage from strong winds and bursting pipes resulting in water entering a home or business. There will be some claims for vehicle damage but the majority of the claims will be to homes and businesses,” said Jerry Johns, president of SIIS.

According to Mark Hanna from the Insurance Council of Texas, there have already been roughly, 1,000 wind-related homeowners insurance claims reported in the Texas Hill Country and in the El Paso, which was unexpectedly hit the hardest thus far, residents experienced a record-breaking low of zero degrees Fahrenheit.

Johns also stressed that the current “loss estimates are only the beginning point in a long process of determining the final financial implications for insurers in Texas.”   

Make sure you and your family are efficiently prepared this winter, with the unpredictable winter weather our state has been seeing, you may want to re-evaluate your Texas home insurance policy. At Dagley Insurance we’d be happy to thoroughly review your current homeowner’s policy as well as provide you with a free TX home insurance quote! So don’t wait for the next batch of brutal winter weather to head our way, ensure that you have the protection you need and deserve right now!

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State of Texas Puts Pressure on Uninsured Drivers

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It seems like a no brainer – if you drive a car, you need auto insurance. But for nearly 23% of Texas drivers, that message still hasn’t clicked.

However, Texas police are finally beginning to take a stand state-wide against drivers without a Texas car insurance policy. The simple fact that having liability car insurance is required by law in the state is causing some Texas cities to adopt a “no tolerance” policy.

According to a post from Insurance Over Texas, in 2009, the state linked its vehicle registrations with Texas auto insurance policies to verify driver coverage in a program it called TexasSure. It was this data that threw up the red flag, notifying officials that nearly a quarter of the state’s drivers were driving without the necessary car insurance.

To battle the bevy of uninsured motorists, state officials began handing out heavy fines for drivers caught without the proper auto coverage. For a first offense, fines range from $175 to $350 – but the amounts jump dramatically for a second offense to as much as a whopping $1,000 in addition to the suspension of the driver’s license.

On top of these penalties, drivers without Texas auto insurance must pay a surcharge of $250 each year for 3 years to maintain their driver’s license.

Why put yourself and others on the road at risk? With affordable plans and expert advice, we at Dagley Insurance can ensure that you get the best auto coverage at the most competitive rates.

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Wellness Tips: How to Stay Healthy this Season

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At Dagley Insurance, not only are we insurance experts who can help you navigate through important coverage decisions regarding your Texas home, auto and business needs—but we also pride ourselves in the ability to secure our clients reliable, comprehensive Texas health insurance policies.

Our policies are designed to provide coverage for things such as doctor visits, prescriptions, surgical prescriptions and so much more; but being the client-focused, community-centered agency that we are, we want to take this time to consider your overall well-being.

Whether you suffer from seasonal allergies, or simply find yourself prone to the common cold, below you will find some great tips to help you stay healthy during this cold and flu season:

Eat Well

Your best shot at staying healthy throughout the winter season – or all year long for that matter – is to make sure you are consuming vitamin-rich foods. It’s recommended that you consumer at least 3 servings of vegetables each day, 2 servings of fresh fruit and at least 2 servings for milk or yogurt. Try to incorporate whole grains whenever you can too!

Wash Your Hands

Such a simple ritual can help you battle cold and flu germs, so make sure to wash your hands with hot soapy water every time you use the bathroom and before every meal. Make sure to scrub your hands for at least 60 seconds to really kill any potential viruses and bacteria.

Get Plenty of Sleep

It’s best if you create a consistent bedtime routine to get you in the habit of getting into bed early and taking full advantage of sleep. My staying on schedule and getting your recommended 8 hour a night, you help your body recharge and prevent yourself from feeling rundown.

Take a Multi-Vitamin

Again, this simple daily ritual plays an integral role in keeping your body healthy, so make sure you get into the habit of taking a once-daily multi-vitamin!

Although theses may seem like very basic, common knowledge, sometimes we all need a little reminder; and keep in mind that you are in need of a reliable TX health insurance plan, or simply want to review your current coverage, give us a call, we’d be happy to help! All of us at Dagley Insurance are wishing you and your loved ones a happy and healthy winter season!

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