6 Tips for Texas and Colorado Insurance Discounts

Over the past couple weeks our dedicated social media team at Dagley Insurance & Financial Services has been posting tips on our Facebook page that can help our loyal and prospective insurance customers save money on their Texas and Colorado home and auto insurance policies.

For those who aren’t fans (why not?), we decided to share the tips in a single blog entry to provide a single resource for anyone with access to the Internet.

Insurance Savings Tip #1: Take a driving education course! The course is good for an insurance discount lasting three years which more than makes up for the incremental cost of the driving course.

Insurance Savings Tip #2: Renovate your home; upgrading your homes heating, plumbing, electrical or roof may create insurance saving opportunities. Reducing electrical fire and water damage from a leak, hail-resistant roofing, or a new furnace can open a door of savings, just talk to your local agent.

Insurance Saving Tip #3: Take the Smartride! Nationwide has created a special online learning center to help parents and teens talk about driving smart. The Nationwide Smart Ride Site is full of online learning sessions, interactive quizzes and tests.

Insurance Savings Tip #4: Add a security system to your home. Discounts of up to 10% are available when you install a monitored alarm in our home. Note: It’s always best to consult your trusted agent first to learn how to receive the maximum discount.

Insurance Savings Tip #5: Good students are disciplined and, chances are, they paid good attention in Driver’s Ed. For this reason, Nationwide rewards students with a GPA of 3.0 or higher with a Good Student Discount. Visit us online to find out more info or give us a call (281-644-1000) to speak with our educated customer service agents.

Insurance Savings Tip #6: Be sure to tell your insurance agent where you went to school, what you do for a living and any groups or associations you belong to. You could receive up to 10% discount if you belong to one of our partner alumni associates, fraternities, financial institutions, professional groups, or sports organization.

With a little education and some good habits, insurance savings are available from many different places. More than anything, we at Dagley want to be seen as your trusted insurance partner, so we’re happy to share knowledge that will keep money in your pocket while keeping you protected.

If you think your insurance provider is over-charging you for inadequate Texas/Colorado, home, auto, or business insurance, let us know and we’ll be happy to research a policy that works for you.

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TDI Bulletin Highlights Consumer Rights when Filing Auto Insurance Claims

In its ongoing effort to promote a healthy and honest Texas auto insurance environment for consumers, the Texas Department of Insurance recently issued a bulletin to insurance companies reminding them of their responsibilities to claimants in the realms of payment for damage and selection of an auto body repair shop.

The Commissioner’s Bulletin references Section 1952.301 of the Texas Insurance Code (TIC) which states that, after a claim is made, insurers can’t limit coverage by:

  1. Specifying the brand, type, kind, age, vendor, supplier, or condition of parts or products that may be used to repair the vehicle; or
  1. Limiting the beneficiary of the policy from selecting a repair person or facility to repair damage to the vehicle.

Put bluntly, insurance providers CAN’T tell you what parts to use when fixing a damaged auto, nor can they tell you where to get it fixed. If they do, they are in breach of the TIC and should be reported to the Texas Department of Insurance.

The bulletin goes on to spell out some of the other responsibilities insurers have to their customers reiterating that a “fair and equitable” settlement of claims based on good faith should always applied.

“Unlike the big box and online discount insurance providers, Dagley Insurance and Financial Services in Katy, Texas provides personal service to all of our clients,” says Nathan Dagley, owner of Dagley Insurance. “We are not in the business of just selling a policy, we engage with our clients to understand specific needs before initiating the best coverage, a policy tailored to meet specific situations and requirements. As a result, we can effectively advocate for them in the unfortunate event of a loss. Our goal is to establish long-term relationships with our clients and the only way to do that is to make certain that they receive the best coverage and service. It’s the Dagley way.”

We encourage all customers to review their Texas Insurance policies, especially when a claim is made to ensure you’re not being left with shoddy aftermarket auto parts or unfair claims settlements. Of course, the safer bet is finding an insurance agent you can trust.

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Texas Insurance: We Deal With the Bull, So You Don’t Have To

Dealing with insurance companies can be frustrating and downright difficult, which is why having an agent to represent your Texas insurance needs and guide you through the tough decisions is such a valuable asset. We deal with all the bull, so you don’t have to.We deal with all the bull, so you don’t have to.


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Nationwide’s Social Media Resources

We’re proud to be a part of the Nationwide Insurance family. They provide us with excellent resources, support and their insurance products help us meet the needs of Texas and Colorado residents. For this reason, we were excited to see a fellow insurance blog provide a breakdown of Nationwide’s social media activities.

The article provided links to all the social sites including Twitter, Facebook and Youtube but pays special attention to, “The World’s Greatest Spokesperson in the World,” and his various viral marketing and service-oriented exploits. In describing Nationwide’s choice of a brand icon, Insurance Marketing HQ had this to say:

The choice of a generic looking (as in not animated or Cro-magnon), non-celebrity as the spokesperson is a curious decision, but one that allows Nationwide to show off a humorous, human and creative side without selling out its brand. The campaign is special because the WGS actually interacts with fellow Nationwide employees and fans in his uniquely self-important demeanor, making them feel like part of the campaign.”

We thought that was a pretty accurate description and it makes a lot of sense when you read the comments by Steven Schreibman, vice president of advertising and brand management for Nationwide, who states in a press release:

Nationwide is outspent by most of our competitors, so this campaign will leverage on-line and viral media in a huge way to give fans a chance to learn more about our legendary pitchman and hopefully build a dialogue with Nationwide about how our personalized customer service can make their insurance experience better. The World’s Greatest Spokesperson in the World will be an advocate for consumers, listening to the things about insurance that frustrate them, and then challenging Nationwide to address these concerns.”

Perhaps we’re a bit biased, but we’d love to heard what you think about the campaign?

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Dagley Insurance Texas and Colorado Business Partners Offer Web Discounts

At Dagley Insurance and Financial Services, simply providing auto, home and business insurance to Texas and Colorado is not enough for us. We believe in building a stronger community so Dagley Insurance is now partnering with Colorado and Texas businesses to provide their customers with discounts and promotional coupons just for choosing to do business with Dagley Insurance.

You can visit our partner’s page and start saving with venues such as Berryhill Baja Grill & Cantina, Champion Restoration, and Contemporary Concierge in Texas, or venues such as Pin Point Mailing in Colorado. If you own a business but do not currently have your insurance with Dagley, just fill out a quick form on our website to get started, or give us a call and we can explain the value of having an additional web presence.

Becoming a partner is easy, and is especially valuable if you don’t have a website or area small business trying to compete with national chains. It also puts your logo and business in front of the thousands of unique visitors who traffic our site monthly.

If you are a local business in the Texas or Colorado, you can become a partner on our page just by calling 866.297.2582 or filling out the brief form, and we’ll create a Partner listing on our site.

Dagley Insurance is always coming up with more ways to offer our customers benefits for insuring with us. Our referral program is filled with rewards! Just refer someone to Dagley for auto, home, or business insurance and start experiencing the rewards.

Nathan Dagley

Owner, Dagley Insurance & Financial

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