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Posts Tagged ‘Colorado Insurance’

The Sweet Benefits of Your Dark Chocolate Valentine’s Day Candy!

Feb 13th, 12 / 0 Comments

Valentine’s Day may leave some people feeling guilty; there is so much chocolate! We are here to tell you to feel guilty NO MORE! Indulging in dark chocolate is not only a great way to satisfy your sweet tooth but has a variety of health benefits.

So what are the benefits? Allow our Colorado insurance agency to tell you:

Dark chocolate has been proven to help lower blood pressure and cholesterol;
Dark chocolate is full of healthy antioxidants that are able to fight off heart disease;
Dark chocolate can help prevent heart disease by inhibiting the oxidation of LDL cholesterol;
Dark chocolate contains serotonin, a feel-good chemical that acts as an anti-depressant;
The level of serotonin may help eliminate pain for women during PMS;
The release of pleasurable endorphins and dopamine may increase sexual arousal and bliss;
Only 1/3 of the fat in dark chocolate is bad for your health. Much better than milk chocolate!

As long as you eat your dark chocolate truffles in moderation, you should stop feeling so guilty! The health benefits of dark chocolate are definitely worth the little indulgence.

Our Colorado insurance agency hopes you have enjoyed these health facts and we hope you come back for future tips! We always have health advice to offer and reliable health insurance, too. Do not hesitate to contact us for a free quote!

Until then, enjoy your Valentine’s Day and that dark chocolate rose!

Colorado, Dagley Insurance, Health Insurance, Tips

10 Ways to Save Money at Home!

Jan 16th, 12 / 0 Comments

As a homeowner, you should constantly be looking for ways to save on bills, energy, and your Colorado insurance. While it may seem almost impossible to do so at times, that could not be any further from the truth! There are always ways to save and we have ten easy ones to share, right here!

#1: Keep your thermostat set on automatic at the same temperature. Messing with the temperature over and over will affect your bill.

#2: Nix paper and plastic purchases by using ceramic or glass dishes, cups and silverware.

#3: Insulate your attic and close off rooms that are not in use. This will save on your heating bill.

#4: Unplug any appliances around your home that are not consistently in use, such as the toaster, electric tooth brushes, etc.

#5: Keep up with your home’s maintenance to avoid any big repairs, damages or issues.

#6: Instead of cranking the heat, invest in a few space heaters to use around your home.

#7: Bundle your policies with the same Colorado insurance company. Having auto, home and life with the same company is sure to save on your premium.

#8: Only run full loads of laundry and dishes. This can help you save on water costs.

#9: Make sure you do not have “too much” coverage. Speak with an expert about having the proper coverage in place without coverage gaps.

#10: Avoid eating out during the week. Not only is it worse for your waist, but it can drain your bank account. Fill up your fridge with healthy options and cook at home.

As you can see, there are always ways to save money at home! All it takes are a few mindful choices and the proper coverage. Be sure to speak with our Colorado insurance company today about putting the proper home insurance in place!

Colorado, Dagley Insurance, Home Insurance, Homeowner Insurance, Insurance Discounts, Tips

Top 10 New Year’s Eve Safety Tips!

Dec 28th, 11 / 0 Comments

In only a few days, 2012 will be here! Can you believe it?

While we all enjoy celebrating New Year’s Eve with friends and family, we also realize just how dangerous it can be without the proper precautions. It is fact that New Year’s Eve is the night with the highest rate of drunk-driving accidents and collisions. If you and your friends are not careful about driving and throwing parties, you are sure to become a part of that statistic.

In order to keep you safe this holiday, our Colorado insurance agency has put together a list of the top 10 safety tips for New Year’s Eve. Take a look!

If you are hosting a party, always serve food and non-alcoholic beverages along with the alcohol.
Make sure your home is ready for guests to spend the night.
Put away all fragile items and valuables in your home to prevent an accident or damage.
Stop serving alcohol at LEAST an hour or two before guests will be leaving.
Call your local cab agency to find out their rates and hours.
If you will be driving home later, make sure you find a designated driver.
If you are going over a friend’s place, always pack an overnight bag; just in case.
Whether you have been drinking or not, always be alert on the drive home. You never know who is driving next to you!
Be careful setting off fireworks. If you never have done so, it may be best to pass on this.
Make sure your pets are safe and sound; many may be afraid of loud noises, fireworks, crowds and the rowdiness in your home.

These top 10 safety tips are only a few ways to help you avoid an accident on New Year’s Eve. As long as you are mindful of your actions and monitor your alcohol intake, you should be okay!

If you do experience an unexpected accident at home or on the road, have no fear. At Dagley Insurance and Financial Services, we make it easy for you to bundle your auto and home insurance policies. This way, you will have the proper coverage in place for an affordable price. If there is any time to have Colorado insurance, the time is now.

Happy New Year!

Colorado, Dagley Insurance, Tips

Are You Ready to Budget for College?

Dec 6th, 11 / 0 Comments

Can you believe the school year is just about halfway over? After winter break, high school students will only have a few months left until they graduate. For those who are planning on starting college in the fall, have you started to budget? College costs are NOT cheap! In order to prepare yourself for the costs ahead, it is always a good idea to budget. An easy way to do this is to use a budget calculator!

A college budgeting calculator will put all your expenses into consideration and figure out exactly what you will need. It looks at expenses such as:

-College tuition

-College textbooks

-Campus housing/room and board

-Food/groceries

-Travel costs (gas, maintenance, etc.)

-Personal toiletries

-Savings and investments

-Entertainment and activities

-Personal expenses

-Colorado insurance

-Miscellaneous and much more.

When you start to write down and see all these expenses on paper, it can be overwhelming! However, at Dagley Insurance and Financial Services, we want to help you budget. We can help you develop a practical investment plan that will grow. Saving for college tuition and costs does not have to be as stressful as it may seem. We promise!

Colorado, Dagley Insurance, Financial Services, Tips

Expensive Bites: Your Dog Could Cost You $25,000

Sep 2nd, 10 / 1 Comment

Did you know that more than 4.7 million people in the U.S. are bitten by dogs each year? Roughly 900,000 of those people require medical attention as a result of the bites, reports the Centers for Disease Control and Prevention.

Dog bites accounted for more than 1/3 of all home insurance liability claims paid out in 2009, equaling $412 million in costs. During the last six years, the cost of the average dog bite lawsuit has been growing by almost 30 percent: in 2009 the average lawsuit was $24,840 – rising slightly from $24,461 in 2008. The lawsuit costs are rising due mainly to increased medical expenses, and they’re rising fast.

Think your dog could never attack anyone? Neither did the owner of the bulldog who bit off a woman’s in 2006. The Santa Rosa bulldog owner insisted that the animal had never bitten anyone or acted aggressively, but ended up paying out a $1 million lawsuit.

These dog bite lawsuits can be a major headache for dog owners – especially because it’s already difficult to get a home insurance policy if you have a certain breed. The difficulty and expenses may grow if these dog bite lawsuits continue to increase.

So what’s the best advice for dog owners?

If you’re having trouble with a dog you already own, the best thing to do is to prove that the dog has completed an obedience program.

If you don’t yet have a dog but are planning to own one, be careful when choosing one. The current leading types of “red-flag dogs” are Pit Bulls, Chows, Akitas, Alaskan Malamutes, Doberman Pinschers, German Shepherds, Presa Canarios, Rottweilers, Siberian Huskies, wolf hybrids, and Staffordshire Bull Terriers – but the list is always growing and changing.

You may also want to invest into an umbrella policy. If your fuzzy little friend decides to attack someone and that someone decides to file a claim, an umbrella policy will provide you more protection than just having a regular homeowners policy. Having an umbrella policy has gotten many dog owners out of some sticky scrapes.

For more information on homeowners insurance or umbrella policies, contact us today! At Dagley Insurance, we specialize in Texas and Colorado home and umbrella insurance, and lots more. Visit www.dagleyins.com today!

Colorado, Dagley Insurance, Homeowner Insurance, Insurance Companies, Insurance Discounts, Nationwide, Texas

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Posts Tagged ‘Colorado Insurance’

The Sweet Benefits of Your Dark Chocolate Valentine’s Day Candy!

10 Ways to Save Money at Home!

Top 10 New Year’s Eve Safety Tips!

Are You Ready to Budget for College?

Expensive Bites: Your Dog Could Cost You $25,000

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