Posts Tagged ‘CO’

Struggling Economy?…Not for Texas and Colorado Day Spas

Spa Insurance | Texas & Colorado

Image via goa.park.hyatt.com

Not many industries have the advantage of staying resilient in a time of high unemployment and financial strain. Liquor stores and bars stand out for the stressed out masses seeking comfort in liquid form, but a healthier alternative is emerging for Texas and Colorado residents looking to turn elsewhere.

According to an article on KatyTimes.com titled, Career-changers finding opportunity in booming day spa industry:

“Penny-pinching Americans may not be willing to spend extra on some luxuries or comfort items, but a trip to the day spa can be seen as making sense for both economic and health reasons…People who once took long vacations and bought big-ticket luxury items are cutting back, but still want to feel like they are treating themselves.”

In past years, people were willing to splurge on expensive, week-long vacations, often dropping thousands of dollars for some well-deserved rest. Now, with tighter financial strains, staycations have emerged as a cost-effective way of getting re-programmed. Staycations are even more enjoyable when complimented by the serene and cleansing experience a day spa can provide, whether it’s a massage, acupuncture or a shiatsu massage followed by an exfoliating eucalyptus scrub.

Depending on the services provided, day spas have a unique set of insurance demands that are best reviewed by someone familiar with Texas and Colorado business insurance law. Anytime you’re submerging people in mud or impaling them with needles, there’s coverage and Texas spa insurance requirements necessary to mitigate potential risks.

While we can’t give massages ourselves, we’re happy to discuss insurance for Texas and Colorado spas, because everyone needs time to unwind.  

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TDI Bulletin Highlights Consumer Rights when Filing Auto Insurance Claims

In its ongoing effort to promote a healthy and honest Texas auto insurance environment for consumers, the Texas Department of Insurance recently issued a bulletin to insurance companies reminding them of their responsibilities to claimants in the realms of payment for damage and selection of an auto body repair shop.

The Commissioner’s Bulletin references Section 1952.301 of the Texas Insurance Code (TIC) which states that, after a claim is made, insurers can’t limit coverage by:

  1. Specifying the brand, type, kind, age, vendor, supplier, or condition of parts or products that may be used to repair the vehicle; or
  1. Limiting the beneficiary of the policy from selecting a repair person or facility to repair damage to the vehicle.

Put bluntly, insurance providers CAN’T tell you what parts to use when fixing a damaged auto, nor can they tell you where to get it fixed. If they do, they are in breach of the TIC and should be reported to the Texas Department of Insurance.

The bulletin goes on to spell out some of the other responsibilities insurers have to their customers reiterating that a “fair and equitable” settlement of claims based on good faith should always applied.

“Unlike the big box and online discount insurance providers, Dagley Insurance and Financial Services in Katy, Texas provides personal service to all of our clients,” says Nathan Dagley, owner of Dagley Insurance. “We are not in the business of just selling a policy, we engage with our clients to understand specific needs before initiating the best coverage, a policy tailored to meet specific situations and requirements. As a result, we can effectively advocate for them in the unfortunate event of a loss. Our goal is to establish long-term relationships with our clients and the only way to do that is to make certain that they receive the best coverage and service. It’s the Dagley way.”

We encourage all customers to review their Texas Insurance policies, especially when a claim is made to ensure you’re not being left with shoddy aftermarket auto parts or unfair claims settlements. Of course, the safer bet is finding an insurance agent you can trust.

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Texas Insurance: We Deal With the Bull, So You Don’t Have To

Dealing with insurance companies can be frustrating and downright difficult, which is why having an agent to represent your Texas insurance needs and guide you through the tough decisions is such a valuable asset. We deal with all the bull, so you don’t have to.We deal with all the bull, so you don’t have to.


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Nationwide’s Social Media Resources

We’re proud to be a part of the Nationwide Insurance family. They provide us with excellent resources, support and their insurance products help us meet the needs of Texas and Colorado residents. For this reason, we were excited to see a fellow insurance blog provide a breakdown of Nationwide’s social media activities.

The article provided links to all the social sites including Twitter, Facebook and Youtube but pays special attention to, “The World’s Greatest Spokesperson in the World,” and his various viral marketing and service-oriented exploits. In describing Nationwide’s choice of a brand icon, Insurance Marketing HQ had this to say:

The choice of a generic looking (as in not animated or Cro-magnon), non-celebrity as the spokesperson is a curious decision, but one that allows Nationwide to show off a humorous, human and creative side without selling out its brand. The campaign is special because the WGS actually interacts with fellow Nationwide employees and fans in his uniquely self-important demeanor, making them feel like part of the campaign.”

We thought that was a pretty accurate description and it makes a lot of sense when you read the comments by Steven Schreibman, vice president of advertising and brand management for Nationwide, who states in a press release:

Nationwide is outspent by most of our competitors, so this campaign will leverage on-line and viral media in a huge way to give fans a chance to learn more about our legendary pitchman and hopefully build a dialogue with Nationwide about how our personalized customer service can make their insurance experience better. The World’s Greatest Spokesperson in the World will be an advocate for consumers, listening to the things about insurance that frustrate them, and then challenging Nationwide to address these concerns.”

Perhaps we’re a bit biased, but we’d love to heard what you think about the campaign?

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Dagley Insurance Texas and Colorado Business Partners Offer Web Discounts

At Dagley Insurance and Financial Services, simply providing auto, home and business insurance to Texas and Colorado is not enough for us. We believe in building a stronger community so Dagley Insurance is now partnering with Colorado and Texas businesses to provide their customers with discounts and promotional coupons just for choosing to do business with Dagley Insurance.

You can visit our partner’s page and start saving with venues such as Berryhill Baja Grill & Cantina, Champion Restoration, and Contemporary Concierge in Texas, or venues such as Pin Point Mailing in Colorado. If you own a business but do not currently have your insurance with Dagley, just fill out a quick form on our website to get started, or give us a call and we can explain the value of having an additional web presence.

Becoming a partner is easy, and is especially valuable if you don’t have a website or area small business trying to compete with national chains. It also puts your logo and business in front of the thousands of unique visitors who traffic our site monthly.

If you are a local business in the Texas or Colorado, you can become a partner on our page just by calling 866.297.2582 or filling out the brief form, and we’ll create a Partner listing on our site.

Dagley Insurance is always coming up with more ways to offer our customers benefits for insuring with us. Our referral program is filled with rewards! Just refer someone to Dagley for auto, home, or business insurance and start experiencing the rewards.

Nathan Dagley

Owner, Dagley Insurance & Financial

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