Posts Tagged ‘auto insurance’

Study, Parties, Ramen Noodles…and Auto Insurance?

There is only a week left in August, can you believe it’s already time for school? It’s crazy how fast the time goes by…and now your child is a freshman in college! That means a few things. For starters, there is no doubt it is going to be weird not having them around all the time. However, it also means it is time to teach them to be safe on campus, lecture them about drinking and driving, and look into their auto insurance policy. Let’s face it- the last thing your teenager is thinking about is their auto insurance policy! But going away to college means savings…do we have your attention now?

If your student is going away to college, this mean could mean a few things:

#1: Your child will not be driving a car. If your child is not driving for the next few months, the student can be listed as away at college with no car, or excluded from the policy all together, when away, in some cases. We will work with you to lower your costs for an immobile vehicle.

#2: Your child is taking the car with them. It’s important to make sure you change the garaging address to reflect where your student is now located. Rates could be better at the school address!

#3: Your child is a great student. If your child has a GPA of 3.0 or higher, you may be eligible for a “good student discount”!

#4: Your child is renting a house near campus. Consider your student’s personal possessions; do they need renters insurance for belongings at a dorm, apartment or rented house?

#5: Giving a car to your student or graduate? Have them call us today as they may still be eligible to recieve benefits and save in some cases.

This may seem like a lot to take in, but a change in your household means a change in your policy…for the better! It is important that you know about these breaks you can take advantage of, which is why we are here to help with our financial services. Texas residents are encouraged to speak with one of our insurance professionals to find out what discounts may apply to their situation. We want to save you money at Dagley Insurance & Financial Services. Act fast- before the school year begins. We hope your child’s transition into college goes as smooth as possible!

Call us today to see how we can help save you money and protect you!

Digg This
Reddit This
Stumble Now!
Buzz This
Vote on DZone
Share on Facebook
Bookmark this on Delicious
Kick It on DotNetKicks.com
Shout it
Share on LinkedIn
Bookmark this on Technorati
Post on Twitter
Google Buzz (aka. Google Reader)

5 Practical Cars for Teen Drivers

So it has finally happened- your teen is out on the road. Though this may seem like a scary time for all you parents out there, it is time to embrace it and show your support. It is your responsibility to set a good example for your teenager as well as help them choose the best car possible. You want your child to be safe, right? An old beat up car may be cheap but the key in choosing a new car is safety.  Lucky for you, we have done our research. Here are 5 practical and safe cars that you AND your teen will enjoy test driving.

#1: Honda Civic. Honda’s are not only known for their long-lasting life but also their gas mileage. They are reliable and sturdy for all you parents, as well as stylish and “cool” enough for your child. It is a win/win either way. The base price for a new Civic is between $14,000 and $15,000.

#2: Ford Focus. Like the Honda, it is also stylin’ and fun for your teen. The ride is smooth and it has a few different variations to meet the needs of all teens. Prices begin at around $13,000.

#3: Mazda3. This car is cute and has great qualities. For such a great price, you will have a cool and safe car. They start at around $14,000.

#4: Mitsubishi Lancer. Sporty looking AND safe! Just what your teenage son would want. They start at about $14,300 but expect more if you decide to upgrade. Caution: the Lancer Evolution is turbo-charged so beware if your child asks for that one!

#5: Toyota Corolla. A simple and safe car for your teen. It may not be as flashy as others but it is known for its good performance. Price starts at around 13,700.

Whatever car you and your teen choose, it is important to make sure you find the perfect Texas auto insurance to go hand in hand. This is where we come in to play at Dagley Insurance & Financial Services. Texas residents are encouraged to look into our policies which will cover medical, comprehensive, liability and collision costs. What is the use of purchasing a nice car if you don’t protect it? Now relax and go test drive some cars!

Digg This
Reddit This
Stumble Now!
Buzz This
Vote on DZone
Share on Facebook
Bookmark this on Delicious
Kick It on DotNetKicks.com
Shout it
Share on LinkedIn
Bookmark this on Technorati
Post on Twitter
Google Buzz (aka. Google Reader)

ATTENTION TEEN DRIVERS: 7 Tips for Safe Driving!

It’s no secret that teenagers get a bad wrap when it comes to driving. With all the newest technologies and distractions, it’s easier than ever for a young driver to make a simple mistake that ends in a life changing event or worse, life ending. As a parent, it is your job to set a good example and work with your child on learning the rules of the road. As a teenager, it is your job to take in the advice from experiences drivers and show that you can handle driving. It is not a time to multitask, but a time to get from one place to another without any accidents in between. Here are a few things to remember when you go to take a spin.

#1: Avoid driving distractions. Turn off your phone, put it on silent, or put it in your glove compartment. Do anything that will keep you from reaching for it. Unless it is an emergency, your phone should not be a priority! In the event of an emergency, pull over at a safe spot and make the call. The same goes for texting.

#2: Seatbelts NEVER go out of style. Wear it and wear it proud! They are there for a reason. Make sure you and your passengers take full advantage of them, at all times. In the event of an accident, a seatbelt will prevent you from flying headfirst through windshield.

#3: Avoid the need for speed. Speeding increases your chances of a collision, as well as the impact of a collision AND gets you a ticket. These are all just losing situations. Relax…you will get where you need to be.

#4: Check all mirrors, double check your blind spots. Mirrors can often be neglected but they are an important part of your commute! Make sure to check them all, and blind spots especially when merging into a lane.

#5: No driving under the influence. It goes without saying that drinking and driving is not tolerated. Besides putting yourself at high risk of an accident, it will also ruin your driving record and reputation. Call a reliable friend or family member if you are under the influence of drugs or alcohol.

#6: Fill it up. Don’t make the mistake of waiting to fill up last minute. It’s best to stay above E for your car and for you. Who knows where you could fall short of gas.

#7: Keep up with maintenance. Keeping up with your oil changes and maintenance work will ensure you a smooth ride.

Remember these safety tips when you get behind the wheel. At Dagley Insurance & Financial Services, we want our youth to break the mold and prove the stereotypes wrong. Teenagers CAN be good drivers if they put their minds to it. In case of a fender bender, be sure to look into a TX auto quote to find the perfect policy for you.

In the meantime, check out a great video from AT&T:

AT&T Don’t Text While Driving Documentary

Digg This
Reddit This
Stumble Now!
Buzz This
Vote on DZone
Share on Facebook
Bookmark this on Delicious
Kick It on DotNetKicks.com
Shout it
Share on LinkedIn
Bookmark this on Technorati
Post on Twitter
Google Buzz (aka. Google Reader)

5 Car Care Tips for Your Summer Travels

The end of July already? It’s time to book one last family road trip before the summer comes to a close! While it may seem more important to pack and make sure you take work off, don’t forget to have your car taken care of before hitting the open road.  Road trips not only wear and tear on your car, but put you at more risk to get into a fender-bender.

Here are a few reminders when it comes to preparing for the big trip:

#1: Have the coolant checked. The temperature of the car’s coolant is most likely to rise during the hot summer heat.  To make sure your car doesn’t overheat, have a mechanic check the coolant levels and adjust accordingly.

#2: Save gas. New studies say that riding with the windows down on the highway will cost you more gas than turning on the AC.

#3: Check tire pressure. A blowout will not only blow the entire vacation, but could put you and your family in danger! Make sure all tires are properly inflated and rotate tires if need be.

#4: Insure your car. What’s better than not having to worry about your car? Well—nothing! Make sure you have Katy, Texas Auto Insurance.

#5: Have your air conditioner checked. Nothing could be worse than being in a stuffy car with the family when suddenly the air conditioning stops working.

These may seem like a lot of repairs and services charges but there are plenty of great automotive care shops that will take care of all your needs for a great price.  Stop by Rick’s Hi-Tech Auto Care, Inc in Katy, Texas and get your car tuned up.  They’ll take care of everything for you in one place.  Don’t let car troubles get in the way of a memorable family road trip.  Safe travels!

Digg This
Reddit This
Stumble Now!
Buzz This
Vote on DZone
Share on Facebook
Bookmark this on Delicious
Kick It on DotNetKicks.com
Shout it
Share on LinkedIn
Bookmark this on Technorati
Post on Twitter
Google Buzz (aka. Google Reader)

April: National Car Care Month

With the warmer weather and abundance of sunny days ahead of us—there’s a good chance that you are beginning to think about that long-anticipated vacation or annual road-trip. But while you’re caught up planning your spring activities or summer getaway, it’s essential that you take the time to properly prepare your vehicle.

It just so happens that April is National Car Care Month, and if you are not the kind of car enthusiast who loves checking every fluid level and air filter in your car, no need to worry—the Car Care Council has you covered.

Their comprehensive website provides quality advice and visuals that help put car maintenance into perspective for all car owners. Neglected automobiles can cause accidents or even result in an unfortunate breakdown on the highway, which is a hazard all in its own. Simple upkeep – such as monitoring tire pressure, periodically checking your battery and keeping up to snuff on transmission and brake fluids – can help reduce the risk of accidents as well as ensure that your car will last longer.

Just as important as the physical aspects of your vehicle is the need to protect your safety and your liability. Use April Car Care Month as motivation for you to review your current Texas car insurance policy. With an array of coverages including liability, medical, collision and comprehensive—you can provide yourself with a little piece of mind, knowing that you and those you love are protected while behind the wheel.

Have questions about your auto insurance coverage? Contact Dagley Insurance and Financial Services, or leave us a comment below—we’d be happy to help!

Digg This
Reddit This
Stumble Now!
Buzz This
Vote on DZone
Share on Facebook
Bookmark this on Delicious
Kick It on DotNetKicks.com
Shout it
Share on LinkedIn
Bookmark this on Technorati
Post on Twitter
Google Buzz (aka. Google Reader)