6 Tips for Texas and Colorado Insurance Discounts

Over the past couple weeks our dedicated social media team at Dagley Insurance & Financial Services has been posting tips on our Facebook page that can help our loyal and prospective insurance customers save money on their Texas and Colorado home and auto insurance policies.

For those who aren’t fans (why not?), we decided to share the tips in a single blog entry to provide a single resource for anyone with access to the Internet.

Insurance Savings Tip #1: Take a driving education course! The course is good for an insurance discount lasting three years which more than makes up for the incremental cost of the driving course.

Insurance Savings Tip #2: Renovate your home; upgrading your homes heating, plumbing, electrical or roof may create insurance saving opportunities. Reducing electrical fire and water damage from a leak, hail-resistant roofing, or a new furnace can open a door of savings, just talk to your local agent.

Insurance Saving Tip #3: Take the Smartride! Nationwide has created a special online learning center to help parents and teens talk about driving smart. The Nationwide Smart Ride Site is full of online learning sessions, interactive quizzes and tests.

Insurance Savings Tip #4: Add a security system to your home. Discounts of up to 10% are available when you install a monitored alarm in our home. Note: It’s always best to consult your trusted agent first to learn how to receive the maximum discount.

Insurance Savings Tip #5: Good students are disciplined and, chances are, they paid good attention in Driver’s Ed. For this reason, Nationwide rewards students with a GPA of 3.0 or higher with a Good Student Discount. Visit us online to find out more info or give us a call (281-644-1000) to speak with our educated customer service agents.

Insurance Savings Tip #6: Be sure to tell your insurance agent where you went to school, what you do for a living and any groups or associations you belong to. You could receive up to 10% discount if you belong to one of our partner alumni associates, fraternities, financial institutions, professional groups, or sports organization.

With a little education and some good habits, insurance savings are available from many different places. More than anything, we at Dagley want to be seen as your trusted insurance partner, so we’re happy to share knowledge that will keep money in your pocket while keeping you protected.

If you think your insurance provider is over-charging you for inadequate Texas/Colorado, home, auto, or business insurance, let us know and we’ll be happy to research a policy that works for you.

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Register to Win a Harley-Davidson Sportster

Head to one of these rallies to enter the drawing and find bikes you’ll love.

No summer is complete without a two-wheeled excursion to meet up with a few hundred other motorcycle enthusiasts. In addition to souvenir photos, you can register at the events to win a Harley-Davidson® Sportster Forty-Eight at the end of the year. Roll in to these rallies to register:

June 24–27 Thunder in the Valley (Johnstown, Pa.)
July 23–25 Carlisle Bike Fest (Carlisle, Pa.)
Sept. 18 Miles & Music for Kids (Seattle, Wash.)
Sept. 24–25 Ray Price Capital City Bike Fest (Raleigh, N.C.)
Oct. 3 Miles & Music for Kids (Nashville, Tenn.)

What about motorcycle insurance discounts? 

Discounts, like surcharges can vary widely by carrier. However, discounts may be allowed for rider association membership, safe drivers, multi- policies with the same carrier, home ownership, anti-theft devices, marital status and riding experience.

What are the coverage’s I need to consider for my motorcycle?

There are several. In addition to the mandatory property damage and bodily injury liability, you can consider:

  • Collision
  • Comprehensive
  • Medical Payments
  • Roadside Assistance
  • Uninsured or Underinsured Motorist
  • Specialty Coverage’s

 

It is vital to protect yourself when riding both physically and financially Dagley Insurance and Financial Services in Katy, Texas can take care of the insurance that will protect you and your bike financially it is up to you to protect your self physically. Use the right gear and remember loud pipes saves lives.

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Creative Marketing – You’ll see it!

There is no lack of creativity at Dagley Insurance and Financial Services in Katy, Texas. In an effort to further optimize their social media marketing campaign, and by the way they are light years ahead of any other insurance providers not just in marketing but also and more importantly in service and overall value to their clients. The most recent example of this creativity is also coupled with a philanthropic component, something that has long been the rule rather then the exception at Dagley Insurance. Giving back to the community in nothing new here, but this particular project is innovative to say the least.

Reaching out to youth groups around the Greater Houston area Dagley has effectively created a viral marketing campaign that will be launched in the upcoming weeks. You see the results of it in due time via email chain or You Tube and it will likely keep you laughing and passing it along to your friends to see as well. The mission was simple they asked several youth groups to create a video commercial for Dagley Insurance & Financial Services, something simple that shows a peril and brands the Dagley name as the quintessential provider to have in the event of such a loss. For their efforts Dagley will make a donation to their organization and the overall winner will receive an additional donation. What a concept! Everyone wins. And the entries that have been received so far are hysterical. All videos will be uploaded to the Dagley Insurance channel on You Tube and will likely spread through the emails of the over 1400 friends of Dagley Insurance on facebook and on to their friends, and their friends, and their friends… You know how it goes, all the while giving everyone a chuckle and delivering an important message about Dagley Insurance. Good for the Community. Good for you.

Yes, Dagley gets it. They know how to brand and they know insurance. If you have a business in Texas or Colorado and your current insurance company is not actively working with you to help grow your business you really should contact Dagley because not only do they know how to market and brand their business, they also include the same marketing effort to their commercial clients for FREE, it is a value add that commercial clients get for simply being a Dagley client. What’s your insurance company doing for you?

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Senior Homeowners Seminar

Ever wonder what you will do with your home when your gone, or if you move to a nursing home? This Thursday, Keller Williams Realty of Katy at Cinco Ranch will be presenting a seminar at  11 a.m at 24001 Cinco Village Center Blvd. to show seniors their options.

Realtor Ginger Hopper has years of experience in the field and will work closely with the senior community staff the seniors the move is as stress-free and quick as possible. “I listen to their ideas, assess their needs and put a plan together,” explained Hopper.

Her services include providing a professional market analysis of their existing neighborhood and offering free staging of the homes to her clients. She also discusses having Texas home owners insurance and how it is important at any age especially when deciding what to do with your home as you re-locate.

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The Rules of Accoutrement

What pray tell could we be considering here? We are all faced with this prospect our entire lives, from the time we are young kids learning to match our socks to teenagers coming to terms with what mom and dad are going to allow us to wear (and in many cases how to get around it) and it goes on through adulthood and comes full circle as we become parents ourselves and start the process over with our children, in a now more-modern environment. A cyclical process that has challenges the whole way because all the while, there are rules, most of the time they are unwritten rules, some of which we set ourselves, some of which others set for us often by example and sometimes by mandate. Either way it is important to be cognizant that regardless of the environment there should always be rules, yours or theirs.

Your work environment, in this day and age, can be somewhat capricious in that some companies have official dress codes and some have semi-official and some have no formal dress policy in place at all, yet still require the appropriate business attire. The term appropriate business attire is, in its essence pretty clear. It’s relatively easy for management to employ a dress code without having an official policy readily available to refer to. That being said there can be a huge management problem when a company implements, the much sought after, “Business Casual” Friday. Business casual, tends to be a boomerang policy for many companies since there is such a broad spectrum of what is considered to be, business casual. After all, the very idea of ‘business casual’ was destined to fail; the reality is that the term, in and of itself, is an oxymoron. I know I can speak for many business owners when I say; nothing about the operation of my business is casual.  I don’t want to inject that type of thought process in to my office environment in any capacity, the reason that we are all here is to work. When I leave the house in the morning I don’t kiss my wife and say, “I’m going to casual”. No, I say, “I am going to work” and we should be dressed for such. All too often the good intention of incorporating a Casual Friday in the work week, although a very simple concept, frequently gets blurred. The reason that this blurring can occur is due to when management loosens the policies regarding dress codes and there are no definitive rules, it becomes subjective and that facilitates a work environment that mirrors that of a social gathering. Sure, in the early stages, it appears that people are happier and productivity remains on task. However, the boomerang will quickly return and smack management right in the kisser. And that fat lip that you are now sporting is just another eyesore for your clients as they walk in the front door and see your employees dressed like they are going to a happy hour or a ball game rather than where they are, and to refresh your memory, you are at work!  And by the way, it’s not just on Fridays now! It’s a fact that employees historically have taken liberties on the Monday thru Thursday dress codes whenever and wherever a ‘Casual Friday’ is introduced.

So what’s the answer? Well, Dagley Insurance and Financial Services in Katy, Texas has coined a new term, a term that will more than likely spread through the executive level management email chain around the country as quickly the ‘Charlie bit my finger’ video spread through everyone else’s.   “Successful Casual” attire. This term is being used to introduce a new program that is designed to both increase employee morale, by allowing employees to enjoy a more relaxed atmosphere on Fridays but even more importantly to implement an attire mandate that effectively creates parameters by introducing a middle ground between, “Formal Business Attire” and the ever problematic term, “Business Casual”. By the way, for Dagley employees the opportunity to participate in the Successful Casual Friday campaign is earned on a weekly basis by departments hitting goals, not lofty ones just good targets for each week.

So what is Successful Casual…?

Successful Casual is defined by dressing in comfortable clothes that show off how you envision yourself in a semi-casual environment at your best. Cost is not relative as you do not have to have expensive clothes to be able to dress, Successful Casual. Just smart pairings of what you already have.

For example, there is no tolerance for tennis shoes or old ripped jeans but a nice pair of pressed designer type jeans and casual comfortable shoes, is fine. There should be no mini-skirts or provocative dress but comfortable appropriate skirts and slacks of a variety of fabrics are great. It’s really simple, express yourself successfully!

It’s a program that exemplifies the Dagley Insurance & Financial Services innovative ways. You’ll be hearing this term and seeing the policy implemented in an office near you soon. Because when you have to earn privileges you protect them.

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