Category Archives: schools

5 Safety Tips for Your Morning Commute

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Now that school is in session, the morning commute just got crowded! The morning drive may seem like a rush sometime because everyone has a place to be. However, it is important that you still drive safely- especially when you are taking children to school in the morning!

Here are a few safety tips to keep in mind this school year:

#1: Never pass a stopped bus. If a bus has its stop sign out and flashing red lights, it is illegal to pass them.

#2: Slow down in school zones. The speed limit will suddenly drop and for good reason. There could be students crossing…keep a watchful eye!

#3: No distractions. If you have younger children, be sure to express the importance of no distractions. This means they should be on their best behavior in the back seat!

#4: Review your auto insurance policy. Make sure you have Texas car insurance in the event of an accident. The morning commute can get hectic.

#5: Buckle up. Teach your children the importance of their seat belt and enforce it.

Let’s start the school year off on the right foot and spread these safety rules. At Dagley Insurance & Financial Services, we believe that our children should learn about driving safety at a young age. It’s important to set a good example! It’s also important to make sure you look into Texas car insurance. With our financial services, Texas residents will be covered in the event of a collision. You can choose from a variety of policies, including: bodily injury liability, medical or personal injury protection, property damage liability, collision, comprehensive and much more. You never know when an unexpected accident is going to hold up your commute. Stay safe and enjoy the school year!

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First-Time Texas Homebuyers Not Looking for “Starter Homes”

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Purchasing a home is a significant achievement and milestone in one’s life. With that comes an enormous amount of risk and responsibility—from securing yourself comprehensive Texas home insurance to managing your mortgage payments—it certainly is a lot to think about.

Firt-Time Texas Homeowners

However, an article from Only Katy happens to prove that new homeowners are starting to think—rather than start of slow, many first-time homeowners are taking the plunge and jumping head first into the housing market.

According to Only Katy, “first-time homebuyers are steering clear of the traditional entry-level home. These homes are usually priced lower and may include new construction without the ‘bells and whistles’ or houses that need fixing up”.

Recently the National Association Realtors (NAR) released statistics that stated,  87% of first-time homebuyers said they want to purchase a home that is move-in ready—it’s believe that this is a result of the 2010 first-time homebuyers $8,000 tax credit—studies show that first-time homebuyers made up half of the market in 2010.

Location is also critical to first-time homebuyers who, in Katy, want to secure themselves – and their children – within the Katy Independent School District, “nationwide, first-time homebuyers cited schools as a determining location factor,” the NAR revealed.  

The NAR article goes on to say, “Many first-time homebuyers said the current real estate market offered them more opportunity than they had expected. For example, half of new buyers said they found a home in a more desirable neighborhood than they expected; 61% were able to get the home at a better price; and, 40% got more space than expected”.

Whether you are a first-time homebuyer or a move-up buyer, Katy sure does have a lot to offer! Have questions about the Texas homeowners insurance needed to protect your new property? Contact Dagley Insurance and Financial Services—we’d be happy to help!

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Katy, TX Bond Referendum Resources – November 2 Matters!

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It’s not often Katy, Texas sees a $459,791,092 bond authorization package on the table. For this reason, we strongly encourage fellow Katy residents to learn what goes into a bond, why it’s important and vote accordingly so we can make the best possible decisions for our community.

Fortunately, the town of Katy has built a website spelling out the intricate details of the bond package including descriptions and background on each project.  The basic overview of the bond authorization package is described below:

The bond package is comprised of several projects and includes funding for items such as the construction of three elementary, one junior high and one high school; comprehensive renovations at five of the district’s oldest campuses including Katy, Taylor, and Mayde Creek High Schools, as well as West Memorial and Mayde Creek Junior High Schools; and more than 50 component replacement projects at several campuses.

To best serve the residents of Katy and surrounding town, there is also a Katy bond referendum question submittal site where inquiries about the proposed new schools, renovations, technology, finances, transportation and other issues can be submitted.

Of course, the hardest part for residents to swallow will be the tax increase. A formula used to project that potential tax increase predicts that taxes will go from the $.40 rate now to $.44 in September of 2012, with every $.01 increase equaling $10 per year increase for every $100,000 of taxable income.

November 2 will be an important day for residents of Katy as we vote to decide how our city will shaped in the next decade. We look forward to monitoring more of the debate.

Looking for insurance in Katy? Dagley Insurance Agency is committed to educating its Texas and Colorado partners so they can always have the best protection.

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