Category Archives: Life insurance

10 Ways to Show your Spouse Some Love on Valentine’s Day!

Posted on by
Reply

Valentine’s Day is right around the corner! Ladies and gentlemen, do you have your plans finalized? Whether you and your spouse like to go out for a fancy dinner or stay in with take-out, your day should be special. Our Texas insurance agency has a few ideas to throw out on the table for those who are a little late with the planning.

Here are 10 ways to show your spouse some love on Valentine’s Day!

  1. Make your loved one breakfast in bed- and remember to clean up, too!
  2. Send your wife flowers to the office to brighten her work day.
  3. Pamper your husband with a foot rub at the end of the long day!
  4. Make a small scrapbook filled with photos, notes, quotes and memories.
  5. Choose a beautiful necklace for your wife or a fancy watch for your husband. Just remember to look into valuable article insurance!
  6. Instead of buying a Hallmark card this year, how about you make your own?
  7. If you have a personal day available, take the day off from work and spend quality time together.
  8. Check out life insurance quotes together in order to protect each other from the unforeseen.
  9. Go an entire day without chores, cleaning and nagging.
  10. Take your loved one out for a special dinner, fine dining or diner dining.

There are always ways to show your husband or wife that you love them on this special day. However, do you really need a special day to do these things? No! Make it a habit to always show your love, even during the worst of times.

Our Texas insurance agency also believes that life insurance should not only be a decision made around Valentine’s Day- it is a priority! Having the proper coverage in place will have both of you breathing sighs of relief. Whether you choose term or whole life, you will love knowing that things are financially secure if one of you should pass unexpectedly.

Enough of the somber thoughts- go and celebrate another beautiful day together!

*

Submit to StumbleUponDigg ThisSubmit to redditShare via email

The Best Valentine’s Day Gift for Your Spouse: Protection!

Posted on by
Reply

Only two more weeks until Valentine’s Day! For all those who are married, what will you be doing for your spouse this year? Year after year… it may get hard to keep coming up with great ideas. Honestly, it probably does not take much to make your significant other happy. Dinner and some chocolate will most likely suffice! However, if you are looking to take your gift a step further this year, may we suggest the gift of protection?

At Dagley Insurance and Financial Services, we believe that life insurance is a gift. Unlike other policies, this is coverage designed for your loved ones more than it is for yourself. If you are not already covered, now is the perfect time. What if something should happen to you? Without life insurance, your spouse would be left to fend for themselves (bills, mortgage, final expenses, etc.) That doesn’t sound so romantic, does it?

Of course, there are other ideas too. Here are a few that we believe your spouse will enjoy!

  • A homemade card
  • A flower arrangement
  • Take chocolate to the next level with Personalized M&M’s
  • Fine jewelry
  • Tickets to a show/concert/sport event
  • Fragrance
  • A CD mix of all their favorite songs

So what are you waiting for? Are you ready to give the gift of protection this year? Be sure to speak with our Texas insurance agency about your options and even ways to receive the lowest possible premium. We would love to help.

Good luck finding that perfect gift!

*

Submit to StumbleUponDigg ThisSubmit to redditShare via email

10 Easy Ways to Save on Coverage!

Posted on by
Reply

This new year brings new initiatives and savings. Are you ready to save on policies in 2012? Many Americans are unaware of the minor changes and resolutions that can easily lower their insurance premiums. Luckily, our reliable Texas insurance agency has put together a quick list for you. Here are 10 easy ways you can start saving today!

  1. Plan to quit smoking. Your premium for policies such as life and health are determined by your risks. Smoking is one of the greatest risks and those who are hooked on cigarettes will have a significantly higher premium than those who do not. Stick to this resolution for multiple savings- your premium, your wallet and your life.
  2. Vow to eat healthier. Again, it all comes down to risks. If you are obese or have health issues, your premium is guaranteed to be higher. Find a healthy diet to follow and hit the gym. Losing weight is a great resolution!
  3. Bundle your policies. You may have a few policies with one company and maybe one or two with another. Your best bet is to find one company to cover it all with. By combining and bundling your policies, you will save on your premiums.
  4. Raise your deductible. If you can afford a higher deductible, go for it. You can save up to 25% or more by doing this.
  5. Ask about discounts. There is literally a discount for everyone. If you do not ask, you will not know. Some of the many discounts include: good student, low mileage, good health, safety features, mature, military, membership, etc.
  6. Avoid duplicating coverage. Do you have medical coverage on both your auto and health insurance plan? Figure out which one you can drop without a coverage gap. Many times, Americans actually have too much coverage.
  7. Increase your safety. Additional safety and security will help lower your risks. Lower risks equal lower premiums.
  8. Avoid paying monthly. Pay your bills every six months to a year if possible. When paying monthly, you will usually be paying a small additional fee.
  9. Clean up your credit. Many insurance companies will use your credit score to determine your premium. Make sure you are paying bills on time to keep your credit score up.
  10. Shop around. Never choose the first company you see on television. In order to get the best deals, it is best to shop around.

If you are ready to start saving money this year, these tips are sure to help you accomplish that goal…on the insurance end anyways! Be sure to speak with our Texas insurance agency on how you can start saving today, we would be happy to help!

*

Submit to StumbleUponDigg ThisSubmit to redditShare via email

Why Should You Bundle Your Insurance Policies?

Posted on by
Reply

The next time your insurance agent asks if you want to bundle your policies, answer yes! Why? Bundled policies have many perks that you may not be aware of.  Do you want to get the most from your insurance and financial services? Texas, take notes! Here are a few reasons why you should bundle your policies…

#1: Save money. If you look into multiple policies with the same company, you are eligible for discounts. An insurance company will reward you if you are a loyal customer- they want to keep you around for as long as they can! Have a few cars? Have a home? Have a family and need life insurance? The more you add, the more the discounts will add up. We offer a stackable discount with life insurance, on both home and auto which can be taken advantage of for additional savings.

#2: Easy to keep track. With one company taking care of your needs, it’s easy to keep track of your bills. If you work with 4 different companies, things may start to get messy!

#3: Avoid coverage gaps. With a bundled policy, you will know exactly what you are covered from, without any gaps. The most popular bundle is usually home, auto and life insurance- the 3 most important!

At Dagley Insurance & Financial Services, we want to see you save money. Bundled policies are a sure way to get the insurance you need for a better price! Have other insurance needs? From simple policies such as health insurance to specific policies such as Texas and Colorado renters insurance and business insurance, we will have you covered! If you have not looked into a life insurance policy just yet, for example, it may be time to. September was just Life Insurance Month, and it’s an important policy for both you and your family. Ask us how you can save with a stackable life insurance discount with both your home and auto today.

Submit to StumbleUponDigg ThisSubmit to redditShare via email

The TOP 5 Reasons You Should Purchase Life Insurance

Posted on by
Reply

It’s week two of Life Insurance Awareness Month and we are just getting started! With so many people without life insurance, it’s crucial to speak about the importance of it. It should be a priority when looking into insurance and financial services. Texas residents, pay attention!

Here are the top 5 reasons why you should purchase life insurance:

#1: For your spouse. If you should leave your spouse behind, you leave them with less income. Without life insurance, your spouse may not make enough money to support the home or family anymore. This may result in the loss of home and possessions.

#2: For your children. If you should pass, your children will still want to go to college. Without life insurance, they may be denied that chance because of financial troubles.

#3: To cover funeral expenses. Without life insurance, you burden your family with funeral fees. That is the last thing they need during a time of grief.

#4: To pay off taxes and debt. Just because you have passed, doesn’t mean your debt will go away.

#5: You can personalize. Life insurance policies, such a term life, are able to fit your specific needs.

We take this month seriously at Dagley Insurance & Financial Services. Texas residents should too! Life is too short to have to worry about the unexpected. Trust us- you will feel much better knowing that your family is secure if something were to happen. Now go out and live your life!

Submit to StumbleUponDigg ThisSubmit to redditShare via email