As your Texas insurance agency, we believe that it is important for you to know all about your home and the damages that may come with it. Many times, your home will face simple damages such as a broken window, or even a leaky ceiling. However, some damages are not so easy to detect or fix! Yes, we are talking about slab leaks.
Here are a few signs that are sure to determine if you have a slab leak or not:
#1: Water spots on your floor. Obviously, water spots are a sure sign of slab leaks. If you notice any damp, moist or just plain wet spots, you should contact a plumber immediately. This means that the leak has reached your flooring, which can be damaging
#2: A settled foundation. You may feel a shift in your foundation, which is usually caused by a slab leak.
#3: Low water pressure. Does your showerhead seem to be softer than usual? A reduction in water pressure is a sign of a leak.
#4: A sudden change in your water bill. Oh great, a really expensive water bill! What gives? Unless you have started leaving your sinks on 24/7, it is mostly likely a slab leak.
If you begin to notice these changes in your home, it’s time to call a plumber. Slab leaks will cause water damage to your foundation and even your home- which is not a good thing! Once you hang up with your plumber, you better get your Texas insurance agency on the line! Thankfully, a typical home insurance policy will cover the physical structure of your home- just what you need.
The next time your insurance agent asks if you want to bundle your policies, answer yes! Why? Bundled policies have many perks that you may not be aware of. Do you want to get the most from your insurance and financial services? Texas, take notes! Here are a few reasons why you should bundle your policies…
#1: Save money. If you look into multiple policies with the same company, you are eligible for discounts. An insurance company will reward you if you are a loyal customer- they want to keep you around for as long as they can! Have a few cars? Have a home? Have a family and need life insurance? The more you add, the more the discounts will add up. We offer a stackable discount with life insurance, on both home and auto which can be taken advantage of for additional savings.
With one company taking care of your needs, it’s easy to keep track of your bills. If you work with 4 different companies, things may start to get messy!
#3: Avoid coverage gaps. With a bundled policy, you will know exactly what you are covered from, without any gaps. The most popular bundle is usually home, auto and life insurance- the 3 most important!
At Dagley Insurance & Financial Services, we want to see you save money. Bundled policies are a sure way to get the insurance you need for a better price! Have other insurance needs? From simple policies such as health insurance to specific policies such as Texas and Colorado renters insurance and business insurance, we will have you covered! If you have not looked into a life insurance policy just yet, for example, it may be time to. September was just Life Insurance Month, and it’s an important policy for both you and your family. Ask us how you can save with a stackable life insurance discount with both your home and auto today.
height=”226″ />It’s week two of Life Insurance Awareness Month and we are just getting started! With so many people without life insurance, it’s crucial to speak about the importance of it. It should be a priority when looking into insurance and financial services. Texas residents, pay attention!
Here are the top 5 reasons why you should purchase life insurance:
#1: For your spouse. If you should leave your spouse behind, you leave them with less income. Without life insurance, your spouse may not make enough money to support the home or family anymore. This may result in the loss of home and possessions.
#2: For your children. If you should pass, your children will still want to go to college. Without life insurance, they may be denied that chance because of financial troubles.
#3: To cover funeral expenses. Without life insurance, you burden your family with funeral fees. That is the last thing they need during a time of grief.
#4: To pay off taxes and debt. Just because you have passed, doesn’t mean your debt will go away.
#5: You can personalize. Life insurance policies, such a term life, are able to fit your specific needs.
We take this month seriously at Dagley Insurance & Financial Services. Texas residents should too! Life is too short to have to worry about the unexpected. Trust us- you will feel much better knowing that your family is secure if something were to happen. Now go out and live your life!
Now that school is in session, the morning commute just got crowded! The morning drive may seem like a rush sometime because everyone has a place to be. However, it is important that you still drive safely- especially when you are taking children to school in the morning!
Here are a few safety tips to keep in mind this school year:
#1: Never pass a stopped bus. If a bus has its stop sign out and flashing red lights, it is illegal to pass them.
#2: Slow down in school zones. The speed limit will suddenly drop and for good reason. There could be students crossing…keep a watchful eye!
#3: No distractions. If you have younger children, be sure to express the importance of no distractions. This means they should be on their best behavior in the back seat!
#4: Review your auto insurance policy. Make sure you have Texas car insurance in the event of an accident. The morning commute can get hectic.
#5: Buckle up. Teach your children the importance of their seat belt and enforce it.
Let’s start the school year off on the right foot and spread these safety rules. At Dagley Insurance & Financial Services, we believe that our children should learn about driving safety at a young age. It’s important to set a good example! It’s also important to make sure you look into Texas car insurance. With our financial services, Texas residents will be covered in the event of a collision. You can choose from a variety of policies, including: bodily injury liability, medical or personal injury protection, property damage liability, collision, comprehensive and much more. You never know when an unexpected accident is going to hold up your commute. Stay safe and enjoy the school year!
It’s no secret that teenagers get a bad wrap when it comes to driving. With all the newest technologies and distractions, it’s easier than ever for a young driver to make a simple mistake that ends in a life changing event or worse, life ending. As a parent, it is your job to set a good example and work with your child on learning the rules of the road. As a teenager, it is your job to take in the advice from experiences drivers and show that you can handle driving. It is not a time to multitask, but a time to get from one place to another without any accidents in between. Here are a few things to remember when you go to take a spin.
#1: Avoid driving distractions. Turn off your phone, put it on silent, or put it in your glove compartment. Do anything that will keep you from reaching for it. Unless it is an emergency, your phone should not be a priority! In the event of an emergency, pull over at a safe spot and make the call. The same goes for texting.
#2: Seatbelts NEVER go out of style. Wear it and wear it proud! They are there for a reason. Make sure you and your passengers take full advantage of them, at all times. In the event of an accident, a seatbelt will prevent you from flying headfirst through windshield.
#3: Avoid the need for speed. Speeding increases your chances of a collision, as well as the impact of a collision AND gets you a ticket. These are all just losing situations. Relax…you will get where you need to be.
#4: Check all mirrors, double check your blind spots. Mirrors can often be neglected but they are an important part of your commute! Make sure to check them all, and blind spots especially when merging into a lane.
#5: No driving under the influence. It goes without saying that drinking and driving is not tolerated. Besides putting yourself at high risk of an accident, it will also ruin your driving record and reputation. Call a reliable friend or family member if you are under the influence of drugs or alcohol.
#6: Fill it up. Don’t make the mistake of waiting to fill up last minute. It’s best to stay above E for your car and for you. Who knows where you could fall short of gas.
#7: Keep up with maintenance. Keeping up with your oil changes and maintenance work will ensure you a smooth ride.
Remember these safety tips when you get behind the wheel. At Dagley Insurance & Financial Services, we want our youth to break the mold and prove the stereotypes wrong. Teenagers CAN be good drivers if they put their minds to it. In case of a fender bender, be sure to look into a TX auto quote to find the perfect policy for you.
In the meantime, check out a great video from AT&T: