We received some great submissions for the Halloween photo contest. Some were really cute, some scary, some funny and quite frankly some a little concerning (Did you see the ‘Sisters of Martini’?) but they were all great. The staff at Dagley narrowed the entries down to the Top # 3 and now it is up to you. Please pick your favorite out of the 3 selections pictured here and leave a comment that identifies the one you like best. We will reveal the winner next week.
Thanks to everyone for participating and sending in your photos, we had a lot of fun and we will be holding more contests in the upcoming weeks. Stay tuned and Vote!
If you have any suggestions for contest that you would like to see Dagley Insurance & Financial Services to hold, please let us know. Our goal is to make this blog informative and fun for all of our readers.
**Voting Open Until 11/11/2010, Winner Receives a $25 Gift Card
Voters in Colorado voted down an initiative to reject insurance mandates in Tuesday’s elections, while Arizona and Oklahoma voted to accept similar ballot items. According to Becker’s Hospital Review, the ballot initiative aimed to give CO residents the right not to participate in any health care system without penalty and to have access to any legal medical services they can afford. With the initiative being rejected, health insurance mandates under health care reform will be enacted.
Now, you may be wondering what you will do for Colorado health insurance coverage under such a mandate. If your employer does not provide group health insurance plans, then you will have to find it on your own. A good place to start looking is with an independent insurance agent. Independent agents can search multiple carriers for rates and coverage to find you what you’re looking for within your budget.
If you find yourself in need of individual or family health insurance coverage in Colorado, give the agents at Dagley Insurance a call at 888.840.7995. We can educate and assist you regarding all health insurance needs in CO. Don’t be left unprotected and facing penalties; make sure you’re covered!
Are you a business owner in Colorado? Then you may want to review your workers compensation insurance coverage to make sure you’re getting the lowest price possible. According to a recent Insurance Journal article, Colorado employers will be seeing an average 3.4% increase in worker’s comp loss costs. This, in turn, will increase the overall premiums business owners pay for workers compensation insurance in 2011.
What are loss costs? They are the average costs of lost wages and medical payments of workers injured during their employment. According to Colorado’s Commissioner of Insurance, Marcy Morrison, this is the first increase Colorado has seen in over a decade.
As a business owner, what can you do to prepare? Start by taking a look at your workers compensation insurance coverage. It helps to go through this with an insurance agent; they can help you make sure you’re getting the most coverage for your budget. It always helps to review your policies and keep your coverage up-to-date.
When you invest countless hours of blood, sweat and tears as well as personal money to get a small business off the ground, it becomes part of the family. The business needs to be nurtured, fed capital and cleansed with fresh ideas in order to maintain growth and stay afloat. Young businesses are especially susceptible to risk and thus need protection from any number of catastrophes, big and small, that can come out of nowhere.
Fortunately, a Nationwide business insurance policy comes with a knowledgeable local agent who not only understands the state insurance laws and coverages, but also the unique risks presented by weather or other intangibles specific your geographic region.
So whether you run a bakery, clothing boutique, day spa or sprawling ranch, consider researching your insurance options with one of our agents who specialize in Texas and Colorado business insurance policies. We even have access to a Risk Assessment tool which provides a report that calls attention to specific hazards based on your line of work.
We love to see small, local businesses grow in the community, let us help protect your future.