Category Archives: Business

This Year, Save Money on Your Business Insurance!

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Are you ready to start saving in 2012? Let’s start with your business insurance! As your reliable Texas insurance agency, we have a few tips to offer.

Here are five ways to save on your business insurance:

#1: Choose a higher deductible. By choosing a high deductible, you may need to pay extra once an accident occurs, but your premium will be lower. Many businesses can afford the higher deductible.

#2: Take advantage of group rates. The bigger the group, the more savings! If you are a part of an organization, you can often get a group rating. Be sure to check with your local chamber of commerce!

#3: Improve safety in the workplace. Having extra safety features such as training programs and even a security system may help reduce your premium. Make sure your agent knows about these features!

#4: Reduce your coverage. Sounds weird, right? However, while your company needs coverage that does not mean that it needs EVERY single policy. Make sure you speak with your Texas insurance agency about putting the proper coverage in place without overdoing it.

#5: Consider relocation. Many times, your premium will be based on the location and area you are in. If your company is based in a high-crime or risky area, the premium will be much higher. It may be time to relocate!

There are always ways to save on your business insurance premium- you just have to do the research and make the proper changes. Good luck!

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New Year, New Changes, New Policies!

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Ah, the New Year is almost here. As a business owner, it is crucial to reflect on your year. How has your business changed? How has it improved? Do you need to update your Texas insurance? These are all questions that you should be asking yourself in order to better your company.

In order to have another successful year, it is important to make a few New Year resolutions. Here are a few ideas!

Rewrite your business plan. When is the last time you updated that old plan? By analyzing your highs and lows of 2011, you can build a better plan and vision come 2012!

Update your coverage. Have you expanded during 2011? Maybe you doubled up on employees, moved to another location or eve

n purchased a company car. Any major changes in your business will call for a change in your Texas insurance. Make sure your business insurance is prepared for the New Year!

Get social. Has your company jumped on the social media bandwagon yet? It is time to start tweeting and posting statuses! Putting your company on Facebook and Twitter is sure to gain the company a few clients and fans.

Learn to be a leader. As a business owner, you already have a great set of skills. However, no one is ever too old to learn something new! Take a class on leadership or read a great book in order to expand on your skills.

New Year resolutions are not only for children! As a business owner, you should be constantly changing and updating your company in order to keep up with times and trends. The year 2012 is sure to bring a whole new set of tasks and goals but with the proper plan and protection, you will come out on top.

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Should Your Restaurant Buy Organic This Season?

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As a restaurant owner, you know how important it is to prepare for the busy season ahead! Between catering parties and changing up your menu, you are sure to be busy. However busy you may be, it is never too busy to make sure the quality of your food is nothing less than perfect. Has your business considered buying organic?

Buying organic ingredients for your kitchen is an easy way to perfect your best dishes. Here are a few reasons to go organic:

-Organic meat is healthier and fresher. The animals are raised in an organic and humane environment, which makes the meat much better for you!

-Shows customers that you care. By investing more money into organic products, you are showing your customers that you care about the quality of your ingredients.

-You protect the environment. The more people support organic products, the larger step w

e take towards saving our environment. The less chemicals the better!

-Support your locals. Restaurant owners can decide to buy fresh meat, eggs and other ingredients from a local farmer. This is a great way to team up with your community!

-Increase your profit. Sure, the products may be more expensive, but you will make up for your extra costs when it comes to sales. Americans are beginning to choose organic restaurants over chain restaurants.

With the holidays right around the corner, there is no better time to go organic! Your customers deserve the quality meal that they pay for. Going organic is a great way to show them that you are serving grade-A dishes.

In order to protect your fresh products, it may be a good idea to look into our restaurant liability insurance. Here at Dagley Insurance and Financial Services, we believe that the best restaurants deserve the best coverage. With this specialized policy, you will be covered from: general liability, kitchen equipment, food spoilage, liquor liability, workers compensation and much more.  Coverage during such a busy time is crucial; the last thing you need is an issue during the holidays!

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Avoid a Scary Halloween with Restaurant Liability Insurance!

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Halloween is only a few days away- what will you be doing to celebrate? As a restaurant owner, it’s only right that you celebrate Halloween in your kitchen. With a few spooky dinner items and sweet treats, your restaurant will be filled with ghosts, goblins and vampires! While you are getting your spook on, it’s important to make sure you are fully protected with restaurant liability insurance. The last thing you need is an unexpected accident to literally scare your customers away.

Here are a few dishes and drinks to ad

d to your menu on Monday night:

-Monster mashed potato medley

-Pumpkin & squash soup served in a pumpkin

-Brainy meatloaf

-Freaky face pizzas

-Creepy cookies

-Candy corn cupcakes

-Candy corn cosmos

These Halloween eats are sure to have customers running to your restaurant in no time! As a restaurant owner, it is important to always be thinking of ways to lure new customers into your place of business. This means being creative, inventive and delicious! It also means looking into the best possible protection possible. At Dagley Insurance and Financial Service, we believe our restaurant liability insurance is exactly what you need. It can cover everything from general liability to food spoilage and much more! Everyone loves a scary Halloween, but an accident in the kitchen will be overdoing it. Have fun!

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It’s That Time Again…The 31st Annual Katy Rice Harvest Festival!

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Are you ready for the festival this year? From live music to crafts to food booths- this festival has it all! For 31 years, the Katy Rice Harvest Festival has brought together 40,000 people for a great price. Adult tickets are only $7/day while children under 10, senior citizens over 65, military, law enforcement, and fire department personnel are allowed in for free. Parking and shuttle services are also free.

This festival has something for everyone. Are you a lover of live music? There are two stages set up for continuous live music. Maybe you are an artsy person, which will lead you straight to the craft booths. And of course, for all the kiddies there is a carnival set up! It would be a

shame to miss out on such a great family event for such a great price. This all-ages event takes place October 8th (10am-midnight) and 9th (12pm-6pm) located in Historic Downtown Katy. For more information, you can check out the website for any questions or concerns you may have!

At Dagley Insurance and Financial Services, we believe that it’s so important for families to get together. This festival is a great way to make that happen! Our lives may be filled with work and business, but there is always room for play. In the meantime, check out our policies and make sure you keep your family and life protected with our home, auto and life insurance bundle policy. Have other needs? We also have policies for Texas business insurance, renters insurance and much more.

Have a great time at the festival!

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